2025 Construction Loans use AI Lenders complete for Ocean, New Jersey

The Lendersa® directory for construction loan lenders in Ocean, NJ features a variety of options, including regional banks, national lending firms, and local hard money lenders. These lenders utilize private funds to support your projects from the ground up or for significant renovations.

When assessing construction costs in Ocean, NJ, lenders calculate expenses for a 2,000 square foot home, ranging from $300,508 for standard construction to $541,504 for more luxurious builds. The loan terms and interest rates can vary significantly, influenced by the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

Explore loan offers from over 100 lenders

Discover the Magic Construction Loan Calculator

To fulfill all your construction financing requirements, Lendersa® utilizes AI technology to quickly align your loan requests with numerous construction lenders. You can now explore premium construction financing rates for funding new builds, fix-and-flip projects, or major renovations of both residential and commercial properties in NJ.

Looking for Construction Loan Providers in Your Area?

Avoiding excessive inquiries is key to maintaining your credit score. Obtain preapproval for your land loan without revealing your social security number or other sensitive financial information.

If you provide additional property as collateral—known as a blanket loan—you may qualify for 100% Loan-to-Value (LTV) financing.

Utilize the Lendersa® land loan calculator to discover lenders for vacant land loans in zip codes such as 07711, 07712, 07723, 07755.



  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
  • Cumberland County Federal Credit Union
  • 101 Gray Road, Falmouth, ME, 04105
  • Cumberland County Federal Credit Union (CCFCU) is the 8th largest credit union in Maine, locally operated and member-owned, and offering a full range of financial services. Headquartered in Falmouth, ME, CCFCU currently has a Contact Center and five branch locations – Portland, Westbrook, Gray, Windham and Yarmouth.
  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
  • Plattsburgh Mortgage Center
  • 37 Boynton Ave, Suite 5, Plattsburgh, NY, 12901
  • PlattsburghMortgage.com has tried to provide accurate and timely information; however, the content of this site and Home Loan Programs offered may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice.
  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service