Construction Loan Lenders in Ocean-City, New Jersey (2026)

The Lendersa® directory of construction loan lenders in Ocean-City, NJ, comprises regional banks, national lenders, and local hard money lenders who employ private money to finance ground-up constructions or major renovations.

Lenders estimate construction costs for a 2,000 square foot home in Ocean-City, NJ, from $298,825 for standard builds to $539,821 for more elaborate designs. Interest rates and construction loan terms vary depending on financial factors of the borrowers, such as LTV ratios, ARV, and the type of lender chosen.

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Lendersa® employs AI technology to effectively meet all your construction financing needs by instantly matching your loan request with multiple construction lenders. This service allows you to discover optimal construction rates for funding new builds, fix-and-flip projects, or major renovations on both residential and commercial properties across NJ.

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To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to submit your social security number or any sensitive financial details.

If you offer additional property as security (via a blanket loan), you might achieve 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 8226.



Ocean-City Construction Loan Lenders

  • The First National Bank of Absecon
  • 106 New Jersey Avenue, Absecon, NJ, 08201
  • Lends in New Jersey
  • The First National Bank of Absecon combines old neighborhood values with proven technology offerings to provide customers with reliable services. Our strength is providing core-banking services in a very personal, stress free and ethical manner along with maintaining a complete understanding of the ever-changing markets, which we serve.

  • Millville Savings and Loan Association
  • 100 Albertson Street, Millville, NJ, 08332
  • Lends in New Jersey
  • In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per

  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.

  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.

  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Lends in New Jersey
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi

  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
  • Lends in New Jersey
  • Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts

  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • Lends in New Jersey
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.

  • Energy People Federal Credit Union
  • 39 Wicklow Drive, Tabernacle, NJ, 08088
  • Lends in New Jersey
  • As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.

  • NEWMARK HOME MORTGAGE LLC
  • 1 Eves Drive, Suite 111, Marlton, NJ, 08053
  • Lends in New Jersey
  • NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629