2025 Construction Loans use AI Lenders complete for Paterson, New Jersey

Lendersa® features a comprehensive list of construction loan lending options in Paterson, NJ, including regional banks, national lenders, and local hard money financiers. These utilize private funds for both ground-up construction and extensive renovation projects.

In Paterson, NJ, lenders estimate the construction cost for a 2,000 square foot home, varying from $301,476 for basic builds to as high as $542,472 for more luxurious designs. The rates of interest and terms of the construction loans vary greatly, depending on factors like borrowers' financial situations, the LTV, ARV, and the lender type selected.

Review and compare offers from 100 lenders

The Magical Construction Loan Calculator

To comprehensively meet your construction financing needs, Lendersa® employs advanced AI technology to quickly match your loan request with a wide variety of construction lenders. This allows you to uncover the best construction rates for funding new constructions, fix-and-flip projects, or substantial rehabs on both residential and commercial properties in NJ.

Seeking Construction Loan Lenders Near You?

Protect your credit score by avoiding unnecessary inquiries. You can gain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Pledge additional properties as collateral (blanket loan) to potentially qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find providers offering vacant land loans in zip codes 07524, 07522, 07514, 07513, 07505, 07502, 07504, 07501, 07503, 07507, 07509, 07510, 07533, 07543, 07544.



  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
  • 786 Mortgage LLC
  • 8733 Ellis Mill Drive, Gainesville, VA, 20155
  • 786 Mortgage, LLC has established itself on the prompt provision of quality services and caters to a wide array of customers and businesses, alike. We take pride in offering one of the most competitive mortgage products ranging from purchasing, refinancing, construction loans and more.
  • Bank of Clarke County
  • 2 East Main Street, Berryville, VA, 22611
  • At Bank of Clarke County, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust you put in us. Please do not send confidential information such as account numbers, social security numbers, or credit card information through this form, as this is not a secure form of communic
  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
  • Green Mountain Credit Union
  • 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
  • As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
  • Hometown Bank of Pennsylvania
  • 638 East Pitt Street, Bedford, PA, 15522
  • The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. Included in the group were Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc.
  • VSECU
  • PO Box 67, Burlington, VT, 05601
  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019