412 Construction Loan Lenders with AI in Paterson, New Jersey 2025

Lendersa® features a comprehensive list of construction loan lending options in Paterson, NJ, including regional banks, national lenders, and local hard money financiers. These utilize private funds for both ground-up construction and extensive renovation projects.

In Paterson, NJ, lenders estimate the construction cost for a 2,000 square foot home, varying from $301,476 for basic builds to as high as $542,472 for more luxurious designs. The rates of interest and terms of the construction loans vary greatly, depending on factors like borrowers' financial situations, the LTV, ARV, and the lender type selected.

Review and compare offers from 100 lenders

The Magical Construction Loan Calculator

To comprehensively meet your construction financing needs, Lendersa® employs advanced AI technology to quickly match your loan request with a wide variety of construction lenders. This allows you to uncover the best construction rates for funding new constructions, fix-and-flip projects, or substantial rehabs on both residential and commercial properties in NJ.

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Protect your credit score by avoiding unnecessary inquiries. You can gain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Pledge additional properties as collateral (blanket loan) to potentially qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find providers offering vacant land loans in zip codes 07524, 07522, 07514, 07513, 07505, 07502, 07504, 07501, 07503, 07507, 07509, 07510, 07533, 07543, 07544.



  • ALLIED COMMERCIAL FUNDING
  • 5737 Kanan Rd #135, Agoura Hills, CA, 91301
  • Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
  • Athas Capital
  • 27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
  • Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.
  • Greenbox Mortgage
  • 29138 Pacific Coast Hwy 111, Malibu, CA, 90265
  • Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines. Our programs are ideal for: • Self-Employed borrowers who have too many write-offs on their tax returns"
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Ahmed Group
  • 2181 Watercress Place, San Ramon, CA, 94582
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, & costs-to meet your unique needs.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.