MidPoint Capital Partners, LLC: Real Capital. Real Speed. Real Results.
MidPoint Capital Partners, LLC is a national direct lender and capital markets firm specializing in commercial real estate finance across 47 states. Founded on the principles of speed, structure, and certainty of execution, we serve real estate investors, developers, and operators — from single-family fix-and-flip projects to large-scale institutional transactions exceeding $75 million. We are not a broker. We are a direct lending platform with institutional capital access across every major asset class and deal stage. Deals have been funded in markets from Miami to Phoenix, Dallas to Cleveland, and beyond.
MidPoint's Fix & Flip program delivers acquisition and renovation capital fast — up to 95% LTC for experienced investors, with closings in two weeks or less. No appraisal is required under $750K. Pricing is experience-based, with no prepayment penalties, and we cover 47 states. For Sunbelt markets including Arizona, Colorado, Georgia, Tennessee, Texas, and North Carolina, we can close in as little as 24 hours with minimal documentation required.
Our bridge loan programs range from $100K residential loans to $50M+ institutional commercial facilities. Select programs close in 24 to 48 hours with no DSCR requirement and no personal financials needed — purely asset-driven underwriting. We bridge acquisitions, repositionings, value-add plays, and time-sensitive closings across multifamily, hospitality, industrial, retail, and mixed-use asset classes nationwide. Non-recourse options available.
MidPoint provides ground-up construction financing from $75K to $75M. Residential programs fund up to 95% LTC for experienced builders with draws matched to project timelines and no prepayment penalties. Our institutional construction program supports multifamily, industrial, self-storage, and medical office projects nationwide — up to $75M, non-recourse, with 100% TI/LC funded on qualifying deals. Close times range from 3 business days to 45 days.
For buy-and-hold investors, MidPoint offers 30-year fixed and 40-year interest-only DSCR loans starting at 6.00% for 1–10 unit investment properties. No personal income verification required. Short-term rentals are eligible on select programs. Underwriting is based entirely on property cash flow — not tax returns or W-2s — giving investors a cleaner, faster path to long-term hold financing across 47 states with flexible prepayment options.
MidPoint is led by founder Michael Columbia alongside a full leadership bench including a Chief Revenue Officer, Chief Operating Officer, Chief Legal Officer, VP of Capital Markets, VP of Underwriting, Director of Underwriting, Controller, and Funding Operations Manager. Every transaction receives institutional-grade oversight from origination through funding, with dedicated professionals managing underwriting, legal, capital markets, and operations.
Speed and certainty of execution set us apart. We close where others can't and fund deals others walk away from. Our capital network spans fix-and-flip, bridge, construction, rental, and large commercial programs — giving borrowers one trusted relationship for every stage of their real estate portfolio. No runaround. No last-minute retrading. Direct capital, real results.
MidPoint Capital Partners is built for the long game. Our vision is to become the most trusted capital partner for real estate professionals nationwide — expanding programs, deepening lender relationships, and consistently closing deals that move markets. As the commercial real estate lending landscape evolves, we evolve with it — always staying ahead of the capital structures and creative solutions our clients need most.
Ready to discuss your next deal? Our team is standing by. Call us at (833) 264-3764, visit www.midpointcapitalpartners.com, or email [email protected]. Whether you need to close in 48 hours or are structuring a $75M ground-up construction project, MidPoint Capital Partners has the program, the capital, and the team to get it done.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
