76 Construction Loan Lenders in Perth-Amboy, New Jersey in 2026

The Lendersa® list of construction loan providers in Perth-Amboy, NJ includes regional banks, national lenders, and local hard money lenders using private capital for your completely new construction or extensive renovations.

Lenders determine the cost of constructing a 2,000 Square foot home in Perth-Amboy, NJ, with prices spanning from $301,135 for basic models to $542,131 for more luxurious finishes. Interest rates and loan terms for construction vary according to the borrower’s financial situation, LTV ratio, ARV, and the chosen type of lender.

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By leveraging AI technology, Lendersa® ensures all your financing necessities are addressed by quickly aligning your loan requirements with many construction lenders. Explore the most competitive construction rates to support ground-up projects, house flips, or significant overhauls on both residential and commercial properties in NJ.

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Avoiding extra inquiries is key to maintaining your credit score. Achieve preapproval for your land loan without needing to disclose your social security number or any confidential financial data.

You might be eligible for 100% LTV (Loan to Value) funding by offering extra real estate as collateral, known as a blanket loan.

Make use of the Lendersa® land loan calculator to locate vacant land loan lenders in the 08861 zip code area.



Perth-Amboy Construction Loan Lenders

  • Northfield Bank NJ
  • 581 Main Street, Suite 810, Woodbridge, NJ, 07095
  • Lends in New Jersey
  • We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.

  • M&C Menlo Park Federal Credit Union
  • 25 Middlesex Turnpike, Iselin, NJ, 08830
  • Lends in New Jersey
  • M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.

  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Lends in New Jersey
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.

  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • Lends in New Jersey
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.

  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • Lends in New Jersey
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident

  • Cloud9CapitalCorp Inc
  • 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
  • Lends in New Jersey
  • Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals

  • K Hovnanian American Mortgage
  • 90 Matawan Rd, Matawan, NJ, 07747
  • Lends in New Jersey
  • Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..

  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Lends in New Jersey
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.

  • Magyar Bank
  • 400 Somerset Street, New Brunswick, NJ, 08901
  • Lends in New Jersey
  • Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.

  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.