20 Construction Loan Lenders with AI in Raritan, New Jersey 2026

Lendersa® offers an extensive list of construction loan lenders in Raritan, NJ, featuring regional banks, national lenders, and local hard money lenders who utilize private funding for your ground-up construction or major rehab projects.

Lenders assess construction costs for a 2,000 square foot home in Raritan, NJ, ranging from $300,233 for basic builds to $541,229 for more elaborate designs. Interest rates and terms for construction loans vary depending on borrowers' financial details, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore offers from 100 lenders

The Innovative Construction Loan Calculator

To ensure all your construction financing needs are met, Lendersa® AI technology matches your loan requests with hundreds of lenders. You can easily find optimal construction rates for ground-up construction, fix-and-flip ventures, or major rehabs on residential and commercial properties in NJ.

Searching for Construction Loan Lenders Near You?

Minimizing unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing by using additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes such as 08822.



  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • Lends in New Jersey
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.

  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • Lends in New Jersey
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.

  • Millville Savings and Loan Association
  • 100 Albertson Street, Millville, NJ, 08332
  • Lends in New Jersey
  • In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in New Jersey
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New Jersey
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Lends in New Jersey
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New Jersey
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Lends in New Jersey
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • Lends in New Jersey
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage