412 Construction Loan Lenders with AI in Saddle-River, New Jersey 2025

In the area of Saddle-River, NJ, Lendersa® offers a comprehensive list of construction loan lenders that includes regional banks, well-established national lenders, and local hard money lenders. These organizations rely on private funding to support projects such as your new build or significant renovation efforts.

Lenders in Saddle-River, NJ typically determine the construction costs for a 2,000 square foot home, starting from $295,855 for basic housing and extending to $536,851 for more elaborate constructions. Interest rates along with loan terms can vary widely, influenced by the borrower's financial status, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender you choose to engage with.

Explore and compare a variety of loan offers from an array of 100 lenders

The advanced construction loan calculator

Lendersa® provides a cutting-edge AI technology to ensure that all your construction financing needs are thoroughly addressed. This clever system instantly aligns your application with numerous construction lenders. As a result, you can discover the most competitive construction loan rates to finance ground-up constructions, fix and flip operations, or major renovations on a wide range of residential and commercial properties across NJ.

Looking for construction loan lenders in your vicinity?

Maintaining a solid credit score is essential, which is why avoiding a multitude of unnecessary inquiries is recommended. Secure preapproval for your land loan without needing to disclose sensitive information like your social security number.

By agreeing to use additional assets as collateral through a blanket loan, you may be eligible for 100% LTV (Loan to Value) financing.

To identify lenders who provide loans for vacant land, utilize the Lendersa® land loan calculator to pin down offers in zip codes 7458. This tool is invaluable in ensuring you access the finest financial solutions suited to your needs and circumstances.



  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
  • Cloud9CapitalCorp Inc
  • 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
  • Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals
  • Somerset Savings Bank
  • 220 W. Union Avenue, Bound Brook, NJ, 08805
  • Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
  • GOLDEN MORTGAGE CORPORATION
  • 818 Route 202-206, Bridgewater, NJ, 8807
  • Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
  • FIRST LENDERS MORTGAGE
  • 29B W. Front Street, Keyport, NJ, 7735
  • As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.