427 Construction Loan Lenders with AI in Upper-Saddle-River, New Jersey 2026

The Lendersa® catalog of construction loan providers in Upper-Saddle-River, NJ includes regional banks, national financial institutions, and local hard money lenders who utilize private funds for ground-up construction or significant renovations.

In Upper-Saddle-River, NJ, lenders estimate the cost of constructing a 2,000 square foot home, ranging from $298,099 for basic structures to $539,095 for more elaborate builds. Interest rates along with the terms of the construction loans vary, influenced by factors such as a borrower's financial status, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender you choose.

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To fulfill your construction financing needs, Lendersa® employs advanced AI technology that connects your loan application to hundreds of construction lenders. Discover outstanding construction rates to finance new builds, fix-and-flip, or major renovations for both residential and commercial properties in NJ.

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By avoiding additional queries, you can prevent potential harm to your credit score. Obtain preapproval for your land loan without revealing your social security number or sensitive financial details.

Consider qualifying for 100% LTV financing if you're willing to use additional properties as collateral in a blanket loan agreement.

Find lenders offering vacant land loans using the Lendersa® land loan calculator in zip codes 7458.



  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • Lends in New Jersey
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.

  • The Pennsville National Bank
  • 170 South Broadway, Pennsville, NJ, 08070
  • Lends in New Jersey
  • We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.

  • Pike Creek Mortgage Services, Inc.
  • 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711
  • Lends in New Jersey
  • "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.

    With over 24 years experience in the mortgage industry, our qualified,"

  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Lends in New Jersey
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • Millville Savings and Loan Association
  • 100 Albertson Street, Millville, NJ, 08332
  • Lends in New Jersey
  • In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per

  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Lends in New Jersey
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.

  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
  • Lends in New Jersey
  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.

  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • Lends in New Jersey
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester

  • Norfolk Capital
  • 344 Talbot Ave, Dorchester Center, MA, 02124
  • Lends in New Jersey
  • Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing.
    Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.

  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in New Jersey
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing
    Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide

    We offer the following kinds of loans;
    * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *