Construction Loan Lenders in Upper-Saddle-River, New Jersey (2026)

The Lendersa® catalog of construction loan providers in Upper-Saddle-River, NJ includes regional banks, national financial institutions, and local hard money lenders who utilize private funds for ground-up construction or significant renovations.

In Upper-Saddle-River, NJ, lenders estimate the cost of constructing a 2,000 square foot home, ranging from $298,099 for basic structures to $539,095 for more elaborate builds. Interest rates along with the terms of the construction loans vary, influenced by factors such as a borrower's financial status, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender you choose.

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Consider qualifying for 100% LTV financing if you're willing to use additional properties as collateral in a blanket loan agreement.

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Upper-Saddle-River Construction Loan Lenders

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Lends in New Jersey
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.

  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Lends in New Jersey
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.

  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • Lends in New Jersey
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Lends in New Jersey
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.

  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Lends in New Jersey
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.