2025 Construction Loans use AI Lenders complete for Upper-Saddle-River, New Jersey

The Lendersa® catalog of construction loan providers in Upper-Saddle-River, NJ includes regional banks, national financial institutions, and local hard money lenders who utilize private funds for ground-up construction or significant renovations.

In Upper-Saddle-River, NJ, lenders estimate the cost of constructing a 2,000 square foot home, ranging from $298,099 for basic structures to $539,095 for more elaborate builds. Interest rates along with the terms of the construction loans vary, influenced by factors such as a borrower's financial status, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender you choose.

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The Amazing Construction Loan Calculator

To fulfill your construction financing needs, Lendersa® employs advanced AI technology that connects your loan application to hundreds of construction lenders. Discover outstanding construction rates to finance new builds, fix-and-flip, or major renovations for both residential and commercial properties in NJ.

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By avoiding additional queries, you can prevent potential harm to your credit score. Obtain preapproval for your land loan without revealing your social security number or sensitive financial details.

Consider qualifying for 100% LTV financing if you're willing to use additional properties as collateral in a blanket loan agreement.

Find lenders offering vacant land loans using the Lendersa® land loan calculator in zip codes 7458.



  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
  • Peninsula Mortgage Inc.
  • 224 W. Washington St, Suite 103, Sequim, WA, 98382
  • Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
  • Sean Clift Mortgage
  • 803 Carlsborg Rd, Sequim, WA, 98382
  • Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
  • C3bank, National Association
  • 850 S. Coast Hwy 101, Encinitas, CA, 92024
  • C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.
  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.