Construction loans by with AI by private investors in Scotch-Plains, NJ

Lendersa® offers an inclusive list of construction loan providers located in Scotch-Plains, NJ, featuring regional banks, national lenders, and local hard money lenders using private money for ground-up construction or major rehabilitation projects.

In Scotch-Plains, NJ, lenders calculate the construction costs for a 2,000 square foot home, with expenses ranging from $300,376 for basic construction to $541,372 for more elaborate designs. Interest rates and terms of the construction loans can vary, depending on the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore and compare loan offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa® employs AI technology to meet all your construction financing needs by quickly matching your loan requests to numerous construction lenders. You can now find competitive construction loan rates to finance new builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in NJ.

Seeking Construction Loan Providers Nearby?

To maintain a good credit score, reduce unnecessary inquiries. Get preapproved for your land loan without needing to disclose your social security number or other sensitive financial details.

By pledging additional property as security, known as a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in areas with zip codes like 7076.



  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.
  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Socotra Capital
  • 2208 29th St Suite 100, Sacramento, CA, 95817
  • Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
  • Golden Pacific Bank, National Association
  • 1409 28th Street, Sacramento, CA, 95816
  • We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.