83 Construction Loan Lenders in Scotch-Plains, New Jersey in 2026

Lendersa® offers an inclusive list of construction loan providers located in Scotch-Plains, NJ, featuring regional banks, national lenders, and local hard money lenders using private money for ground-up construction or major rehabilitation projects.

In Scotch-Plains, NJ, lenders calculate the construction costs for a 2,000 square foot home, with expenses ranging from $300,376 for basic construction to $541,372 for more elaborate designs. Interest rates and terms of the construction loans can vary, depending on the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

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Lendersa® employs AI technology to meet all your construction financing needs by quickly matching your loan requests to numerous construction lenders. You can now find competitive construction loan rates to finance new builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in NJ.

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To maintain a good credit score, reduce unnecessary inquiries. Get preapproved for your land loan without needing to disclose your social security number or other sensitive financial details.

By pledging additional property as security, known as a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in areas with zip codes like 7076.



Scotch-Plains Construction Loan Lenders

  • SunQuest Funding, LLC
  • 184 N Avenue E, Suite 300, Cranford, NJ, 7016
  • Lends in New Jersey
  • No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc

  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in New Jersey
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Lends in New Jersey
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is

  • Arkad Capital
  • 107 Park Ave, Plainfield, NJ, 07060
  • Lends in New Jersey
  • "Arkad Capital is the creation of three real estate entrepreneurs and
    their constant pursuit of higher real estate investing performance. With
    combined Main St. and Wall St. Knowledge, Arkad Capital brings great
    value to its borrowers by offering highly competitive terms, industry
    knowledge, and outside of the box lending."

  • READYCAP LENDING, LLC
  • 200 Connell Drive, Suite 4000, Berkeley Heights, NJ, 07922
  • Lends in New Jersey
  • Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans.We specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City.

  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Lends in New Jersey
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.

  • M&C Menlo Park Federal Credit Union
  • 25 Middlesex Turnpike, Iselin, NJ, 08830
  • Lends in New Jersey
  • M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.

  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • Lends in New Jersey
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.

  • Cronheim Mortgage
  • 205 Main Street, Chatham, NJ, 07928
  • Lends in New Jersey
  • Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.

  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • Lends in New Jersey
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you