2025 Construction Loans use AI Lenders complete for Scotch-Plains, New Jersey

Lendersa® offers an inclusive list of construction loan providers located in Scotch-Plains, NJ, featuring regional banks, national lenders, and local hard money lenders using private money for ground-up construction or major rehabilitation projects.

In Scotch-Plains, NJ, lenders calculate the construction costs for a 2,000 square foot home, with expenses ranging from $300,376 for basic construction to $541,372 for more elaborate designs. Interest rates and terms of the construction loans can vary, depending on the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore and compare loan offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa® employs AI technology to meet all your construction financing needs by quickly matching your loan requests to numerous construction lenders. You can now find competitive construction loan rates to finance new builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in NJ.

Seeking Construction Loan Providers Nearby?

To maintain a good credit score, reduce unnecessary inquiries. Get preapproved for your land loan without needing to disclose your social security number or other sensitive financial details.

By pledging additional property as security, known as a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in areas with zip codes like 7076.



  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Landmark Trust Investment Company Inc
  • 1 City Boulevard West, Suite 1120B, Orange, CA, 92868
  • Landmark Trust Investment Company Inc Full-Service Real Estate Brokerage in Southern and Northern California. We believe that our business will grow when we earn our clients’ trust through our expertise, hard work, honesty, kindness, and excellent service. We have learned that this model has allowed our well-served clients to be our best marketers.
  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • Sunwest Bank
  • 2050 Main Street, Suite 300, Irvine, CA, 92614
  • Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
  • California First National Bank
  • 4 Executive Circle, Suite 120, Irvine, CA, 92614
  • California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loanleaders of America
  • 38 Executive Park, Suite 260, Irvine, CA, 92614
  • Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
  • Direct Finance
  • 17782 Cowan, Suite F, Irvine, CA, 92614
  • Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.