61 Construction Loan Lenders in South-Plainfield, New Jersey in 2026

Lendersa® provides a detailed compilation of construction loan lenders in South-Plainfield, NJ, including regional banks, national financiers, and local hard money lenders who leverage private capital for ground-up construction and major rehabs.

In South-Plainfield, NJ, lenders determine the construction costs for a 2,000 square foot home, with prices ranging from $300,365 for simpler construction projects to $541,361 for more elaborate renovations. The varying interest rates and terms depend on the borrower's financial details, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

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To handle all your construction financing requirements, Lendersa® deploys AI technology to promptly match your loan applications with numerous construction lenders. Explore the most advantageous construction rates for financing ground-up building, fixing-and-flipping, or major renovations on both residential and commercial properties in NJ.

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Reducing unnecessary inquiries is crucial for maintaining a robust credit score. Obtain preapproval for your land loan without providing your social security number or other sensitive personal information.

If you agree to use other properties as security, known as a blanket loan, you could qualify for 100% Loan-to-Value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes such as 7080.



South-Plainfield Construction Loan Lenders

  • Arkad Capital
  • 107 Park Ave, Plainfield, NJ, 07060
  • Lends in New Jersey
  • "Arkad Capital is the creation of three real estate entrepreneurs and
    their constant pursuit of higher real estate investing performance. With
    combined Main St. and Wall St. Knowledge, Arkad Capital brings great
    value to its borrowers by offering highly competitive terms, industry
    knowledge, and outside of the box lending."

  • Cloud9CapitalCorp Inc
  • 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
  • Lends in New Jersey
  • Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals

  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Lends in New Jersey
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.

  • M&C Menlo Park Federal Credit Union
  • 25 Middlesex Turnpike, Iselin, NJ, 08830
  • Lends in New Jersey
  • M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.

  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • Lends in New Jersey
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.

  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Lends in New Jersey
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.

  • Magyar Bank
  • 400 Somerset Street, New Brunswick, NJ, 08901
  • Lends in New Jersey
  • Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.

  • Somerset Savings Bank
  • 220 W. Union Avenue, Bound Brook, NJ, 08805
  • Lends in New Jersey
  • Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.

  • Northfield Bank NJ
  • 581 Main Street, Suite 810, Woodbridge, NJ, 07095
  • Lends in New Jersey
  • We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.

  • BD Capital LLC
  • 67 Mountain Blvd, Suite 201, Warren, NJ, 07059
  • Lends in New Jersey
  • BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters