61 Construction Loan Lenders with AI in South-Plainfield, New Jersey 2026

Lendersa® provides a detailed compilation of construction loan lenders in South-Plainfield, NJ, including regional banks, national financiers, and local hard money lenders who leverage private capital for ground-up construction and major rehabs.

In South-Plainfield, NJ, lenders determine the construction costs for a 2,000 square foot home, with prices ranging from $300,365 for simpler construction projects to $541,361 for more elaborate renovations. The varying interest rates and terms depend on the borrower's financial details, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Discover and compare offers from 100 lenders

Unveiling the Magic Construction Loan Calculator

To handle all your construction financing requirements, Lendersa® deploys AI technology to promptly match your loan applications with numerous construction lenders. Explore the most advantageous construction rates for financing ground-up building, fixing-and-flipping, or major renovations on both residential and commercial properties in NJ.

Looking for Nearby Construction Loan Providers?

Reducing unnecessary inquiries is crucial for maintaining a robust credit score. Obtain preapproval for your land loan without providing your social security number or other sensitive personal information.

If you agree to use other properties as security, known as a blanket loan, you could qualify for 100% Loan-to-Value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes such as 7080.



  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Lends in New Jersey
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.

  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • Lends in New Jersey
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se

  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Lends in New Jersey
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.

  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Lends in New Jersey
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo

  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Lends in New Jersey
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers

  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Lends in New Jersey
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.

  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates

  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Lends in New Jersey
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.

  • Dynasty Mortgage Network LLC
  • 707 Union Avenue, Suite 201, Brielle, NJ, 08730
  • Lends in New Jersey
  • Dynasty Mortgage is a premium mortgage company dedicated to providing affordable home loans for customers with various types of credit records. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the lowest rates available.

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • Lends in New Jersey
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.