412 Construction Loan Lenders with AI in Watchung, New Jersey 2025

Lendersa® offers a variety of construction loan options in Watchung, NJ, including regional banks, nationwide lenders, and local hard money sources using private money for new builds or major renovations.

Lenders estimate that building a 2,000 square foot home in Watchung, NJ, costs between $297,373 for basic construction and $538,369 for more elaborate projects. The interest rates and loan terms are influenced by factors such as the borrower's financial status, the loan-to-value ratio (LTV), after-repair value (ARV), and the lender chosen.

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The Magic Construction Loan Calculator

With Lendersa®'s AI technology, your loan requests are swiftly matched with many construction lenders, ensuring all your financial needs are met. Explore premium construction rates for projects like new builds, flips, or major rehabs on both residential and commercial properties in NJ.

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Maintain your credit score by limiting unnecessary inquiries. Obtain preapproval for a land loan without revealing your social security number or other sensitive financial details.

Consider 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 7069.



  • Homeland Realty
  • 254 Union Boulevard, Totowa, NJ, 07512
  • Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.
  • STEM Lending, Inc.
  • 101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
  • Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs. Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender
  • Fort Funding Corp
  • 7016 Fort Hamilton Parkway, Brooklyn, NY, 11228
  • Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital