16 Construction Loan Lenders with AI in Albuquerque, New Mexico 2026

Lendersa® offers a comprehensive list of construction loan lenders situated in Albuquerque, NM, featuring a selection of regional banks, national lenders, and local hard money lenders that employ private capital for your ground-up construction or major rehabilitation projects.

In Albuquerque, NM, lenders estimate construction costs for a 2,000 square foot home, starting at $232,752 for basic builds and extending to $421,634 for more elaborate constructions. The terms and interest rates on these construction loans can vary significantly based on factors such as the borrower's financial status, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender chosen.

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Experience the magic with our construction loan calculator

Lendersa® leverages sophisticated AI technology to ensure all of your construction financing needs are addressed by seamlessly matching your loan request with hundreds of construction lenders. Discover the most competitive construction rates available for financing projects, ranging from ground-up construction to fix-and-flip initiatives, or major rehabs on both residential and commercial properties across NM.

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Minimize unnecessary inquiries to protect your credit score. Secure preapproval for a land loan without disclosing your social security number or any sensitive financial information.

You might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security, a method known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 87121.



Albuquerque Construction Loan Lenders

  • NewCastle Mortgage
  • 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
  • Lends in New Mexico
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • 1 Mortgage LLC
  • 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114
  • Lends in New Mexico
  • 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.

  • New Mexico Bank & Trust
  • 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
  • Lends in New Mexico
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • First Financial Credit Union NM
  • 4910 Union Way NE, Albuquerque, NM, 87107
  • Lends in New Mexico
  • First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.

  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • Lends in New Mexico
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC

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  • Main Bank
  • 7300 Menaul Blvd NE, Albuquerque, NM, 87110
  • Lends in New Mexico
  • Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.

  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
  • Lends in New Mexico
  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.

  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • Lends in New Mexico
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.

  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Lends in New Mexico
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.

  • Legacy Mortgage
  • 6725 Academy Rd NE, Albuquerque, NM, 87109
  • Lends in New Mexico
  • We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage