2025 Construction Loans use AI Lenders complete for Rio-Rancho, New Mexico

Lendersa® offers a comprehensive directory of construction loan lenders in Rio-Rancho, NM, including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support ground-up construction projects or major rehabilitations.

In Rio-Rancho, NM, lenders assess construction costs for a 2,000 square foot home starting at $232,719 for basic builds, extending to $421,601 for more elaborate designs. Construction loan terms and interest rates are variable, depending on the borrower's financial circumstances, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the selected lender.

Compare loan offers from a wide range of 100 lenders

Explore the magic of our construction loan calculator

Lendersa®'s AI technology is designed to meet all your construction financing needs by matching your loan application with hundreds of potential lenders instantly. Discover the most favorable construction rates for ground-up construction, fix-and-flip projects, or major renovations on both residential and commercial properties in NM.

Looking for construction loan lenders nearby?

Reduce unnecessary credit inquiries to protect your credit score. Secure preapproval for a land loan without providing your social security number or any sensitive financial details.

Consider the possibility of qualifying for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 87124, 87121, 87144, 87174.



  • HomeTown Financial Services, Inc.
  • 43136 Rancho Way, Unit C, Temecula, CA, 92590
  • We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs & most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult & confusing process of choosing & getting the exact loan to meet your specific needs.
  • Paradyme Funding, Inc
  • 43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
  • Eagle Platinum Mortgage
  • 27450 Ynez Road, Suite 306, Temecula, CA, 92590
  • Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
  • CNN MORTGAGE
  • 43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
  • Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.