3 Construction Loan Lenders in Santa-Fe, New Mexico in 2026

Lendersa® presents an extensive list of construction loan lenders located in Santa-Fe, NM, which includes regional banks, national financial institutions, and local hard money lenders using private funds to support your ground-up construction or major rehab projects.

In Santa-Fe, NM, lenders estimate the construction costs for a 2,000 square foot home, starting from $232,730 for basic models up to $421,612 for more luxurious constructions. The loan terms and interest rates vary significantly, influenced by factors such as the borrower's financial situation, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.

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To address all your construction financing needs, Lendersa® employs cutting-edge AI technology to efficiently match your loan requests with hundreds of construction lenders. Discover competitive construction rates suitable for funding ground-up construction projects, fix-and-flip ventures, or major rehabs on residential and commercial properties in NM.

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Avoid unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing your social security number or any sensitive financial details.

You might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as security, a strategy known as a blanket loan.

Make use of the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 87505.



Santa-Fe Construction Loan Lenders

  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • Lends in New Mexico
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).

  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Lends in New Mexico
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.

    Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized

  • Guadalupe Credit Union
  • 3601 Mimbres Lane, Santa Fe, NM, 87507
  • Lends in New Mexico
  • Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.

  • Community 1st Bank Las Vegas
  • 600 Douglas Ave, Las Vegas, NM, 87701
  • Lends in New Mexico
  • Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.

  • True Lending New Mexico
  • 9400 Holly Ave, Albuquerque, NM, 87122
  • Lends in New Mexico
  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.

  • Sandia Laboratory Federal Credit Union
  • 3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
  • Lends in New Mexico
  • Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.

  • Elite Financial Mortgage
  • 5850 Eubank Blvd NE, Albuquerque, NM, 87111
  • Lends in New Mexico
  • Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers

  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • Lends in New Mexico
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.

  • Century Bank
  • 8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
  • Lends in New Mexico
  • Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank.

    Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management

  • Indigo Mortgage
  • 5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
  • Lends in New Mexico
  • Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.