Shiprock, New Mexico Construction loan lenders AI selection 2025

The Lendersa® compilation of construction loan lenders in Shiprock, NM features a diverse array of financing options, including regional banks, national lending institutions, and local hard money lenders that utilize private capital. These options are ideal for individuals undertaking ground-up construction projects or major rehabilitation efforts.

In Shiprock, NM, the projected cost for building a 2,000 square foot home ranges from $232,422, covering basic construction, to $421,304 for more luxurious developments. Interest rates and loan terms can vary significantly based on the borrower's financial status, the Loan-to-Value (LTV), the After Repair Value (ARV), and the type of lender selected.

Compare a myriad of loan offers from a pool of 100 different lenders to find the ideal fit for your construction needs.

The Exceptional Construction Loan Calculator

Lendersa® employs advanced AI technology that ensures all your construction financing needs are addressed by efficiently matching your loan request with hundreds of construction lenders. This allows you to explore the most competitive construction rates to finance projects like ground-up building, fix-and-flip renovations, or major rehabs targeting residential and commercial properties throughout NM.

Finding Nearby Construction Loan Lenders

To maintain a healthy credit score, it is important to minimize unnecessary inquiries. Obtain pre-approval for your land loan without the requirement of submitting your social security number or any other sensitive financial information.

If you can provide additional properties as security, known as a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to pinpoint vacant land loan lenders within ZIP codes 87420, thus assisting you in selecting the ideal financial partner for your venture.



  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
  • Tinker Federal Credit Union
  • 715 Metropolitan Avenue, Oklahoma City, OK, 73108
  • Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
  • Chickasaw Community Bank
  • 909 South Meridian, Oklahoma City, OK, 73108
  • Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
  • The First National Bank of Sonora
  • 102 E Main St., Sonora, TX, 76950
  • The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
  • Bank of Commerce and Trust Company
  • 201 West Harvey Avenue, Wellington, KS, 67152
  • The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
  • Centennial Home Mortgage
  • 902 NW 139th Street Parkway, Edmond, OK, 73013
  • Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change