2 Construction Loan Lenders in Farmington, New Mexico in 2026

Lendersa® provides a list of construction loan lenders in Farmington, NM, including regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehab projects.

In Farmington, NM, lenders estimate construction costs for a 2,000 square foot home, from $232,697 for standard construction to $421,579 for more intricate designs. The loan terms and interest rates vary based on the borrower's financial profile, the LTV, ARV, and the chosen lender.

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Using AI technology, Lendersa® efficiently matches your loan requests with numerous construction lenders. Discover the best construction rates for ground-up projects, fix-and-flip initiatives, or major rehabs in NM.

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You might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral (blanket loan).

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 87401.



Farmington Construction Loan Lenders

  • Four Corners Community Bank
  • 500 West Main Street, Farmington, NM, 87401
  • Lends in New Mexico
  • Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal

  • Major Mortgage
  • 5600 Mickey Dr, Suite D, Farmington, NM, 87402
  • Lends in New Mexico
  • Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.

  • Jemez Valley Credit Union
  • 17117 Highway 4, Jemez Springs, NM, 87025
  • Lends in New Mexico
  • The Jemez Valley Credit Union has been providing quality service to its members for more than 50 years. We are proud to be a non-profit member-owned financial institution. Our mission is to provide our members with prompt, accurate, high quality, reasonably priced service. Jemez Valley Credit Union was established in 1966.

  • 1 Mortgage LLC
  • 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114
  • Lends in New Mexico
  • 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.

  • NewCastle Mortgage
  • 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
  • Lends in New Mexico
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Financial Credit Union NM
  • 4910 Union Way NE, Albuquerque, NM, 87107
  • Lends in New Mexico
  • First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.

  • Century Bank
  • 8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
  • Lends in New Mexico
  • Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank.

    Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management

  • Indigo Mortgage
  • 5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
  • Lends in New Mexico
  • Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.

  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
  • Lends in New Mexico
  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.

  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • Lends in New Mexico
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.