2026 Construction Loan Lenders for Bath, New York

The Lendersa® directory of construction loan providers in Bath, NY includes a variety of options such as regional banks, national financial entities, and local hard money lenders. These lenders use private funds to support ground-up constructions and significant rehabs.

In Bath, NY, lenders estimate that constructing a 2,000 square foot home could cost from $285,053 for basic setups to $515,912 for more elaborate projects. The interest rates and terms for these loans vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender chosen.

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Lendersa® uses advanced AI to efficiently match your loan request with many construction lenders, ensuring all your financing requirements are met. Discover the best construction rates for ground-up projects, fix-and-flips, or major rehabs on residential and commercial properties in NY.

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Minimize credit score impacts by avoiding unnecessary inquiries. Obtain preapproval for your land loans without needing your social security number or sensitive financial information.

By pledging more property as collateral, you might qualify for 100% LTV financing through a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 14810.



Bath Construction Loan Lenders

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • Lends in New York
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.