2025 Construction Loans use AI Lenders complete for Charlton, New York

Lendersa® offers a curated list of construction loan lenders in Charlton, NY, including regional banks, national lenders, and local hard money investors, all utilizing private capital for ground-up construction or comprehensive rehab projects.

For a 2,000 square foot home in Charlton, NY, lenders estimate construction costs ranging from $280,719 for basic builds to $511,578 for more elaborate constructions. The variation in interest rates and loan terms is influenced by borrowers' financial profiles, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and their choice of lender.

Compare loan offers from over 100 lenders

Introducing the magic construction loan calculator

Lendersa® employs sophisticated AI technology to efficiently match your loan requests with hundreds of potential lenders, ensuring all construction financing needs are met. Discover the best available construction rates to fund ground-up builds, fix-and-flip, or major rehabilitation projects for residential and commercial properties in NY.

Find construction loan lenders nearby

Unnecessary inquiries can lower your credit score, so it's wise to get preapproved for a land loan without needing to provide your social security number or sensitive financial data.

You might qualify for 100% LTV financing by pledging additional property as collateral, creating a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 12010, 12019, 12302, 12027, 12020.



  • Austin County State Bank
  • 436 South Front Street, Bellville, TX, 77418
  • ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
  • The First National Bank of Bellville
  • 100 East Main Street, Bellville, TX, 77418
  • First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
  • First State Bank
  • 200 Brazosport Boulevard North, Clute, TX, 77531
  • First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products. At First State Bank, we're here for you, not just as your convenient community bank,
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
  • Industry State Bank
  • 16886 Fordtran Blvd, Industry, TX, 78944
  • Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
  • First National Bank of Lake Jackson
  • 122 W Way St, Lake Jackson, TX, 77566
  • The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way
  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
  • Carmine State Bank
  • 235 Centennial Street, Carmine, TX, 78932
  • Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.