Charlton, New York Construction loan lenders AI selection 2025

Lendersa® offers a curated list of construction loan lenders in Charlton, NY, including regional banks, national lenders, and local hard money investors, all utilizing private capital for ground-up construction or comprehensive rehab projects.

For a 2,000 square foot home in Charlton, NY, lenders estimate construction costs ranging from $280,719 for basic builds to $511,578 for more elaborate constructions. The variation in interest rates and loan terms is influenced by borrowers' financial profiles, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and their choice of lender.

Compare loan offers from over 100 lenders

Introducing the magic construction loan calculator

Lendersa® employs sophisticated AI technology to efficiently match your loan requests with hundreds of potential lenders, ensuring all construction financing needs are met. Discover the best available construction rates to fund ground-up builds, fix-and-flip, or major rehabilitation projects for residential and commercial properties in NY.

Find construction loan lenders nearby

Unnecessary inquiries can lower your credit score, so it's wise to get preapproved for a land loan without needing to provide your social security number or sensitive financial data.

You might qualify for 100% LTV financing by pledging additional property as collateral, creating a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 12010, 12019, 12302, 12027, 12020.



  • Johnson Mortgage Co LLC
  • 739 Thimble Shoals Blvd, Suite 507, Newport News, VA, 23606
  • Johnson Mortgage Company We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you
  • First Federal Savings of Lorain
  • 3721 Oberlin Ave, Lorain, OH, 44053
  • First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
  • TowneBank Mortgage
  • 600 22nd Street, Suite 300, Virginia Beach, VA, 23451
  • TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.
  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
  • Home Loan Savings Bank
  • 413 Main Street, Coshocton, OH, 43812
  • The Home Loan Savings Bank has been serving the financial needs of the Coshocton County since 1882. Our relationship to the community has remained as strong as it was from our beginning, and it continues to grow today. All of the decisions regarding loans and bank operations are made locally, and we are able to tailor our services to truly meet the
  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
  • Farmers State Bank
  • 1690 East Main Street, Ashland, OH, 44805
  • In 1909, F.L. Berry and John Wiley founded The Farmers Bank. Six years later, The Farmers State Bank of West Salem was organized and incorporated. Original directors included F.L. Berry, W.H. Horst, N.W. Zimmerman, J.H. Wiley, J.A. Hines, W.S. Zehner, O.B. Dreibelbis, J.L. Van Evera and S.A. Read. The Farmers State Bank continued to expand