481 Construction Loan Lenders with AI in Galway, New York 2025

Lendersa® offers an extensive list of construction loan lenders available in Galway, NY, providing access to a wide range of financial institutions. This includes regional banks known for their personalized local service, national lenders offering broad access to financial products nationwide, and local hard money lenders who utilize private funds to support projects such as ground-up construction or significant rehab efforts. These varied lending options ensure that any borrower, regardless of their specific needs or project scale, can find an appropriate solution.

For a typical 2,000 square foot home in Galway, NY, lenders calculate construction costs ranging from $279,883 for basic builds to $510,742 for more intricate and luxurious constructions. Interest rates and the terms of construction loans are adjusted based on the borrower's financial circumstances, including factors like the loan-to-value (LTV) ratio, the after-repair value (ARV), and the specific choice of lender, providing flexibility and customizability in loan arrangements.

Explore and compare a detailed selection of loan offers from 100 different lenders, ensuring you find the perfect match to meet your unique construction financing needs.

The Magic Construction Loan Calculator – Your Financial Tool

To fully meet your construction financing needs, Lendersa® leverages advanced AI technology to ensure an instant match between your loan request and hundreds of construction lenders. This sophisticated tool allows you to discover the most competitive construction rates suitable for funding ground-up constructions, fix-and-flip projects, or major renovations across both residential and commercial properties in NY.

Your Guide to Finding Construction Loan Lenders Nearby

To protect your credit score, it’s essential to avoid unnecessary inquiries. You can achieve preapproval for a land loan without disclosing your social security number or any sensitive financial information, maintaining peace of mind about your private data.

Additionally, by pledging additional property as security under a blanket loan arrangement, you may qualify for 100% LTV (Loan to Value) financing, providing a solid foundation for your financial strategy and project planning.

Utilize the Lendersa® land loan calculator to easily locate lenders who provide vacant land loans specifically in the zip codes 12010, 12850, 12086, 12074, 12020. This tool can efficiently connect you with loan offers tailored to your financial objectives and project needs, further enhancing your ability to secure the necessary funding for whatever construction project you envision.



  • Dalco Financial Services Inc
  • 120 Stevens Avenue, Mount Vernon, NY, 10550
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet specific needs.
  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets
  • KLB Business Funding
  • 3702 Pratt Avenue, Bronx, NY, 10466
  • KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Van Cortlandt Cooperative Federal Credit Union
  • 3960 Hillman Avenue, Suite B, Bronx, NY, 10463
  • The Van Cortlandt Cooperative Federal Credit Union was organized by Sidney Stahl, the first Managing Director of the New York State Credit Union League, and was federally chartered in March 1936. Its purpose was to provide a safe and convenient place for Cooperators of the Amalgamated Housing, to save and borrow. Many of the charter members
  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
  • XL Home Loans
  • 40 Baldwin Road, Parsippany, NJ, 07054
  • XL Home Loans is trade name of Millenium Home Mortgage, LLC. Millenium Home Mortgage, LLC was established in January of 1998 and has built a strong reputation as an outstanding mortgage banking firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New Jersey, New York, Pennsylvania