10 Construction Loan Lenders in Clay, New York in 2026

Lendersa® provides a list of construction loan lenders in Clay, NY. These lenders include regional banks, national institutions, and local hard money lenders that use private funds for large-scale renovations or new constructions.

The construction cost estimates in Clay, NY for a 2,000 square foot home range between $287,748 for a basic build to $518,607 for a premium finish. Interest rates and loan terms vary based on the borrower's finances, LTV, ARV, and chosen lender type.

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Lendersa®'s AI technology allows for instant matching of your loan request with numerous construction lenders, ensuring all your financing needs are fulfilled. Discover top construction rates available for projects like ground-up builds, fix N flip, or major renovations on properties here in NY.

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Reducing unnecessary inquiries helps maintain your credit score. You can get preapproved for land loans without revealing your social security number or sensitive financial info.

100% LTV (Loan to Value) financing might be available if you pledge additional properties as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land lenders in zip codes 13212.



Clay Construction Loan Lenders

  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • Lends in New York
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.

  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Lends in New York
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.

  • Syracuse Fire Department Credit Union
  • 211 Wilkinson Street, Syracuse, NY, 13204
  • Lends in New York
  • The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.

  • Empower Federal Credit Union
  • 515 Erie Blvd W, Syracuse, NY, 13204
  • Lends in New York
  • Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu

  • MHD Empire Service Corp.
  • 300 South State St, Suite 1000, Syracuse, NY, 13202
  • Lends in New York
  • At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.

    Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for

  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Lends in New York
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.

  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Lends in New York
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.

  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Lends in New York
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold

  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Lends in New York
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.

    The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.

  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Lends in New York
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
    For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.