474 Construction Loan Lenders with AI in Ellery, New York 2025

The Lendersa® directory of construction loan lenders in Ellery, NY, includes an array of financial institutions such as regional banks, national lenders, and local hard money lenders who utilize private funds for projects like ground-up construction or significant rehab work.

When considering construction costs in Ellery, NY, lenders provide estimates for building a 2,000 square foot home, with costs ranging from $280,906 for standard construction to $511,765 for more elaborate designs. The interest rates and construction loan terms can vary widely based on the financial situation of the borrower, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

Explore and compare loan offers from over 100 lenders.

Discover the magic construction loan calculator

Lendersa® employs advanced AI technology to quickly match your loan application with hundreds of construction lenders, ensuring that all your financing needs for construction are met. You now have the chance to access the most competitive construction rates for projects involving new builds, fix-and-flip, or major rehabs on both residential and commercial properties located in NY.

Locate construction loan lenders near you

By minimizing unnecessary credit inquiries, you can prevent your score from dropping. It's possible to get preapproved for a land loan without requiring your social security number or other sensitive financial information.

You might qualify for 100% LTV financing if you commit to pledging additional property as security, known as a blanket loan.

Make use of the Lendersa® land loan calculator to identify vacant land loan providers in the zip codes: 14756, 14742, 14712, 14728, 14782, 14701.



  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
  • Bloomfield Capital
  • 280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009
  • Bloomfield Capital is a direct lender and equity investor in commercial real estate assets nationwide. With offices in Detroit, Denver, Chicago, New York, Los Angeles, and Portland, Bloomfield Capital's team draws from a broad base of commercial real estate and finance experience. The firm provides debt and equity solutions.
  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
  • The Delaware National Bank of Delhi
  • 124 Main Street, Delhi, NY, 13753
  • The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841