491 Construction Loan Lenders with AI in Gardnertown, New York 2026

Explore the Lendersa® range of construction loan lenders in Gardnertown, NY, which includes regional banks, national lenders, and local hard money lenders utilizing private capital for ground-up construction or major rehabilitation projects.

Lenders estimate the construction cost for a 2,000 square foot home in Gardnertown, NY, ranging from $281,203 for basic constructions to $512,062 for more upscale designs. Interest rates and loan terms differ based on a borrower's financial details, LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders

Discover the magic construction loan calculator

The Lendersa® AI technology ensures all your construction financing needs are met by instantly aligning your loan request with an extensive network of construction lenders. This allows you to uncover optimal construction rates for new builds, fix-and-flip projects, or significant renos on both residential and commercial properties in NY.

Construction loan lenders in your vicinity?

To maintain your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without the need to submit your social security number or sensitive personal information.

By pledging additional property as collateral under a blanket loan, you may qualify for 100% LTV financing.

Use the Lendersa® land loan calculator to locate lenders that offer vacant land loan services in zip codes 12550, 12551, 12552.



  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Lends in New York
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • Lends in New York
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • Pursuit
  • 50 Beaver Street, Suite 500, Albany, NY, 12207
  • Lends in New York
  • Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.

  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • Lends in New York
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.

  • Prime Commercial Lending
  • 66 South Pearl Street, 10th floor, Albany, NY, 12207
  • Lends in New York
  • For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date.
    Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he

  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Lends in New York
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • Bank of Richmondville
  • 857 East Main Street, Richmondville, NY, 12149
  • Lends in New York
  • The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York.

    In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized

  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • Lends in New York
  • "Our vision is to make sure that the American Dream lives on.

    That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.

    That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."

  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Lends in New York
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.

  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • Lends in New York
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier

  • Stockbridge Capital, LLC
  • 1698 Central Avenue, Albany, NY, 12205
  • Lends in New York
  • Stockbridge Capital, LLC has been an industry leader in the acquisition and management of vacant land real estate assets throughout the nation. With a primary focus on portfolios comprised of vacant land loans as well as REO, the firm is also involved in purchasing portfolios secured by mobile homes and land.

  • CMN Funding
  • 1510 Central Ave Suite 380, Albany, NY, 12205
  • Lends in New York
  • CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.

    Our company pledge is to work very hard to find the right home for every deal. CMN has long standi