Construction Loan Lenders in Horseheads, New York (2026)

Lendersa® offers an extensive directory of construction loan lenders in Horseheads, NY, which includes regional banks, national financial institutions, and local hard money lenders who utilize private capital to support your ground-up construction projects or major renovations.

In Horseheads, NY, lenders estimate the cost of constructing a 2,000 square foot home. The cost ranges from $286,230 for basic construction to $517,089 for more luxurious constructions. The interest rates and construction loan terms vary based on factors such as borrowers' financial status, LTV, ARV, and the particular lender selected.

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To address all your construction financing needs, Lendersa® uses advanced AI technology to instantly match your loan application with a broad array of construction lenders. This allows you to uncover competitive construction rates for funding new constructions, flip projects, or substantial renovations on residential and commercial properties throughout NY.

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Preserving your credit score is crucial, and avoiding unnecessary inquiries is part of this process. You can achieve preapproval for your land loan without providing your social security number or other sensitive financial information.

By pledging additional assets, you may be eligible for 100% LTV (Loan to Value) financing, often termed a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders in zip codes 14845.



Horseheads Construction Loan Lenders

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • Lends in New York
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • Lends in New York
  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.