Construction Loan Lenders in Big-Flats, New York (2026)

Lendersa® provides a list of construction loan lenders in Big-Flats, NY, including regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major renovations.

In Big-Flats, NY, construction costs for a 2,000 square foot home range from $283,667 for basic builds to $514,526 for more sophisticated designs. Interest rates and terms vary, influenced by borrowers' financial profiles, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender selected.

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Through Lendersa® AI technology, your construction financing needs are quickly met by aligning your loan request with numerous lenders. Discover excellent construction rates for new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties across NY.

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Protect your credit score by avoiding unnecessary inquiries. You can get preapproved for your land loan without needing to provide a social security number or disclose sensitive information.

You might be eligible for 100% LTV (Loan-to-Value) financing if additional properties are pledged as collateral through a blanket loan.

Use the Lendersa® land loan calculator to find lenders offering vacant land financing within zip codes 14845.



Big-Flats Construction Loan Lenders

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • Lends in New York
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Lends in New York
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • Lends in New York
  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.