2026 Construction Loan Lenders for Hounsfield, New York

Lendersa® offers a comprehensive directory of construction loan lenders in Hounsfield, NY, featuring regional banks, national credit providers, and local hard money lenders. These options leverage private funding for both ground-up construction and extensive rehab projects.

For a 2,000 square foot home in Hounsfield, NY, construction costs are calculated by lenders to range from $279,641 for standard builds to $510,500 for more sophisticated projects. The interest rates and terms of these loans vary based on the borrower's financial condition, loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender type.

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Lendersa® uses advanced AI technology to meet all your construction financing requirements by matching your loan requests promptly with a vast network of construction lenders. This helps you find excellent construction rates for funding projects ranging from new builds and flips to major rehabs for both residential and commercial properties in NY.

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To maintain a healthy credit score, reducing unnecessary inquiries is crucial. Secure preapproval for a land loan without the need to provide your social security number or other sensitive financial information.

If you can offer additional property as security, you may qualify for 100% LTV financing through a blanket loan setup.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 13601. This tool streamlines the process, making it easier to find lenders that fit your geographic and financial needs.



Hounsfield Construction Loan Lenders

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.

  • Fulton Savings Bank
  • 75 South First Street, Fulton, NY, 13069
  • Lends in New York
  • Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
    For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • Lends in New York
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.

  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Lends in New York
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.

    The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.