Kirkland, New York Construction loan lenders AI selection 2025

The Lendersa® directory showcases a comprehensive list of construction loan lenders in Kirkland, NY. This compilation includes regional banks, national lenders, and local hard money lenders, all leveraging private funds for ground-up construction projects or major rehabs. These lenders provide diverse opportunities, catering to a wide range of financial needs associated with building anew or undertaking significant renovation endeavors.

In Kirkland, NY, lenders assess the construction cost for a 2,000-square-foot home, which can range from $284,591 for standard builds to $515,450 for more elaborate and elegant designs. These costs and the corresponding interest rates and loan terms are influenced by multiple factors, such as the borrower's financial position, loan-to-value (LTV) ratio, after-repair value (ARV), and the specific type of lender chosen. This degree of variability ensures that tailored financing solutions are available to suit different borrower profiles and project requirements.

Explore and compare offers from 100 diverse lenders, providing you with a comprehensive view of the available financing options to pinpoint the most advantageous deal for your particular circumstances.

Discover the Magic Construction Loan Calculator

To fully address your construction financing needs, Lendersa® utilizes advanced AI technology that seamlessly connects your loan application with hundreds of construction lenders, ensuring that your requirements are adequately covered. You can discover superb construction rates suitable for funding projects ranging from new constructions to fix-and-flip strategies, as well as major rehabilitations of residential and commercial properties located throughout NY.

Localized Construction Loan Lenders

Preserve your credit score by minimizing unnecessary inquiries. Benefit from preapproval processes for your land loan without the obligation to provide your social security number or divulge any sensitive financial information.

If you're considering additional borrowing options, 100% LTV financing might be accessible by pledging additional property as collateral in a blanket loan form, thus enhancing your funding possibilities.

Use the Lendersa® land loan calculator to pinpoint lenders that offer vacant land loans in specific zip codes 13321, 13323, 13328, 13341, facilitating your access to the financial solutions best suited for your project needs.



  • Amistad Bank
  • 1301 Veterans Blvd, Del Rio, TX, 78840
  • Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
  • First National Bank of South Padre Island
  • 709 Padre Blvd, South Padre Island, TX, 78597
  • First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.
  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Valley Bank of Commerce
  • 217 West 2nd Street, Roswell, NM, 88202
  • Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
  • First Community Bank TX
  • 806 S. 77 Sunshine Strip, Harlingen, TX, 78550
  • First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
  • Guadalupe Credit Union
  • 3601 Mimbres Lane, Santa Fe, NM, 87507
  • Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.