Whitesboro, New York Construction loan lenders AI selection 2025

The Lendersa® directory features a comprehensive list of construction loan lenders located in Whitesboro, NY. It includes a diverse selection of financing options from regional banks, national lenders, as well as local hard money lenders who utilize private capital. They offer financial support for both ground-up construction projects and substantial rehab efforts, accommodating various scales and scopes of projects.

In Whitesboro, NY, lenders calculate the construction costs for a 2,000 square foot home. These costs range from $280,015, reflecting basic construction levels, up to $510,874 for more luxurious and intricate constructions. The interest rates and specific terms of construction loans are tailored based on several factors that include the borrower's financial situation, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender you choose, providing a variety of customized loan arrangements.

Explore and compare offers from a broad array of 100 lenders

Revolutionary Construction Loan Calculator: Your Financial Ally

Lendersa® leverages innovative AI technology to ensure that all your construction financing requirements are efficiently addressed. The technology facilitates an instant matching of your loan request with hundreds of potential construction lenders. As a result, you can uncover the best available construction rates, ideal for funding projects like ground-up construction, fix-and-flip endeavors, or major rehabs across both residential and commercial properties in NY.

Are Construction Loan Lenders Conveniently Near You?

To safeguard your credit score, limiting unnecessary credit inquiries is crucial. Preapproval for your land loan can be achieved without revealing your social security number or other sensitive financial data, maintaining privacy and security.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral, which involves a blanket loan strategy, enhancing your financing flexibility.

Utilize the Lendersa® land loan calculator to search and connect with lenders offering vacant land loans, specifically targeted in the zip codes 13492, helping you align with the best possible loan offers available for your needs.



  • Collins State Bank
  • 20741 CTH JJ, Collins, WI, 54207
  • Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
  • First Bank of Highland Park
  • 1835 First Street, Highland Park, IL, 60035
  • As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
  • Gallery Mortgage
  • 121 E. 6th street, Bloomington, IN, 47408
  • Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • North Shore Trust and Savings
  • 700 South Lewis Avenue, Waukegan, IL, 60085
  • North Shore Trust and Savings’ focus since 1921 has been home ownership and wealth accumulation for our customers. We continually invest in training our team and updating technology to better serve our customers, and we give back to the communities that support us through civic service and financial literacy programs.
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • The Federal Savings Bank
  • 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
  • Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.