473 Construction Loan Lenders with AI in Lloyd-Harbor, New York 2025

Lendersa® provides a list of construction loan lenders in Lloyd-Harbor, NY, including regional banks, national lenders, and local hard money lenders using private funds for new construction or significant rehabs.

For a 2,000 Sq Ft home in Lloyd-Harbor, NY, construction costs range from $280,092 for basic builds to $510,951 for more elaborate projects. The loan terms and interest rates vary by the borrower's financial status, LTV, ARV, and chosen lender.

Compare 100 lender offers

Our Construction Loan Calculator

Lendersa® AI matches your loan request with many construction lenders to cover all financing needs. Discover competitive construction rates for new builds, flips, or major rehabs in NY.

Nearby Construction Loan Lenders

Limiting inquiries helps protect your credit score. Get preapproval for land loans without needing your social security number or sensitive information.

You might qualify for 100% LTV financing by pledging extra property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to find lenders in zip codes 11743, 11724.



  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.
  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.