491 Construction Loan Lenders with AI in Manhattan, New York 2026

The Lendersa® list of construction loan lenders in Manhattan, NY includes regional banks, national lenders, and local hard money lenders who use private funds for ground-up constructions or major rehabs.

In Manhattan, NY, lenders estimate the cost for building a 2,000 square foot home to range from $288,111 for basic construction to $518,970 for more elaborate designs. Interest rates and loan terms vary based on borrower financial details, LTV, ARV, and the chosen lender type.

Compare offers from 100 lenders

The indispensable construction loan calculator

To address all your construction financing requirements, Lendersa®'s AI technology instantly matches your loan request with many construction lenders. Unearth superior construction rates for projects including ground-up builds, fix-and-flips, or major rehabs on residential and commercial properties across NY.

Searching for construction loan lenders nearby?

Avoid unnecessary inquiries to protect your credit score. Preapproval for your land loan can be achieved without revealing your social security number or other sensitive financial details.

You may qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use Lendersa®'s land loan calculator to find vacant land loan providers within the zip codes 10026, 10027, 10030, 10037, 10039, 10001, 10011, 10018, 10019, 10020, 10036, 10029, 10035, 10010, 10016, 10017, 10022, 10012, 10013, 10014, 10004, 10005, 10006, 10007, 10038, 10280, 10002, 10003, 10009, 10021, 10028, 10044, 10065, 10075, 10128, 10023, 10024, 10025, 10031, 10032, 10033, 10034, 10040.



  • DML Lending
  • 2246 84th street, Suite 1A, Brooklyn, NY, 11214
  • Lends in New York
  • DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.

  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you

  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • Lends in New York
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.

  • Source Realty Capital
  • 115 Meacham Ave, Elmont, NY, 11003
  • Lends in New York
  • Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.

    Source Realty Capital serves our clients need for capital

  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • Lends in New York
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.

  • Express Capital Financing
  • 2625 East 14 St. Suite 209, Brooklyn, NY, 11235
  • Lends in New York
  • Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

  • Dimension Equities
  • 2801 Emmons Avenue, Brooklyn, NY, 11235
  • Lends in New York
  • Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects.
    We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Scott Capital Group
  • 600 Mamaroneck Avenue, Harrison, NY, 10528
  • Lends in New York
  • At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • Lends in New York
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.