491 Construction Loan Lenders with AI in Milton, New York 2026

Lendersa® offers a detailed list of construction loan lenders in Milton, NY, including regional banks, national lenders, and local hard money lenders who use private funds for your ground-up construction or major renovations.

In Milton, NY, lenders estimate the cost of building a 2,000-square-foot home, ranging from $286,252 for basic builds to $517,111 for more luxurious constructions. The terms and interest rates for these loans vary based on the borrower's financial profile, LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders

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Lendersa® employs advanced AI technology to ensure all your construction financing requirements are met by matching your loan applications instantly with numerous construction lenders. This allows you to explore competitive construction rates for funding new builds, fix-and-flip projects, or substantial renovations on residential and commercial properties throughout NY.

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Maintaining a good credit score is crucial, which means minimizing unnecessary inquiries. Secure preapproval for your land loan without disclosing your social security number or sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral, known as a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan providers in zip codes 12850, 12020, 12863.



  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in New York
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Lends in New York
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .

  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • Lends in New York
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in New York
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in New York
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Lends in New York
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.

  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in New York
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in New York
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in New York
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • PromiseOne Bank
  • 2385 Pleasant Hill Road, Duluth, GA, 30096
  • Lends in New York
  • PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.