491 Construction Loan Lenders with AI in Stillwater, New York 2026

Lendersa® offers a roster of construction loan sources in Stillwater, NY, covering regional banks, national financial institutions, and local hard money lenders who offer private funding for projects like ground-up construction or large-scale renovations.

In Stillwater, NY, lender assessments for building costs on a 2,000 square foot home start from $284,184 for a basic build to $515,043 for more luxurious finishes. The terms and interest rates for these loans fluctuate based on the borrower's financial profile, Loan to Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

Explore loan options from 100 various lenders

Introducing the powerful construction loan calculator

Lendersa® utilizes sophisticated AI technology to align your loan requests with an extensive network of construction lenders, ensuring all your financing requirements are fulfilled. With this service, you can now uncover competitive construction rates for new constructions, fix and flip ventures, or significant renovations on both residential and commercial properties in NY.

Seek local construction loan lenders

Protect your credit score by avoiding unnecessary checks. Secure preapproval for your land loan without the necessity of revealing your social security number or any sensitive financial details.

If you agree to pledge additional real estate as collateral—an arrangement known as a blanket loan—you may be eligible for 100% Loan to Value (LTV) financing.

Employ the Lendersa® land loan calculator to identify vacant land loan lenders operating in zip codes 12866, 12170, 12118.



  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Lends in New York
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.

  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Lends in New York
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.

  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Lends in New York
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Lends in New York
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Lends in New York
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Lends in New York
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Lends in New York
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.

    The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.

  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • Lends in New York
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.