Construction Loan Lenders in Newark, New York (2026)

The Lendersa® directory of construction loan lenders in Newark, NY includes a variety of funding options such as regional banks, national lenders, and local hard money lenders, all using private money for ground-up construction and significant rehabs. This diversified list ensures that various financial needs for different project types are effectively met.

Lenders in Newark, NY, calculate the costs for building a 2,000-square-foot home, ranging from $285,383 for basic construction to $516,242 for more elaborate builds. Interest rates and loan terms vary according to the borrower's financial status, including loan-to-value (LTV) ratios, after-repair value (ARV), and lender type, all of which combine to shape the specifics of the construction loan package offered.

Explore offers from 100 lenders to find the most suitable option for your project's financial requirements.

Discover the power of the construction loan calculator

Utilizing Lendersa® AI technology guarantees your construction financing needs are handled by matching your loan request with hundreds of construction lenders instantly. This allows you to discover the best construction rates available for funding ground-up builds, fix-and-flip projects, or major renovations on residential and commercial properties throughout NY. This efficient, streamlined process guides you to the best financial arrangements to support your construction initiatives.

Construction loan lenders near you

To safeguard your credit score, avoid unnecessary inquiries. Achieve preapproval for your land loan without disclosing your social security number or sensitive financial information, thus maintaining your privacy during the process.

Additionally, by agreeing to use additional property as collateral in a blanket loan, you might qualify for 100% LTV financing, enhancing your leverage for project funding.

Employ the Lendersa® land loan calculator to identify lenders providing vacant land loans in zip codes 14513, ensuring your lender search aligns with both geographic and financial specifications efficiently.



Newark Construction Loan Lenders

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Lends in New York
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.

  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Lends in New York
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.

    In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.