Construction Loan Lenders in Manchester, New York (2026)

The Lendersa® directory offers a curated list of construction loan lenders in Manchester, NY, encompassing regional banks, prominent national lenders, and local hard money providers. These lenders are adept in utilizing private funds to back your ground-up construction or major rehabilitation projects, giving you a broad array of funding solutions.

Within Manchester, NY, lenders evaluate construction costs for a 2,000 square-foot home, from $284,360 for standard construction, moving upwards to $515,219 for more elaborate and sophisticated designs. The interest rates and loan terms can vary significantly, depending on several factors such as the borrower's financial health, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.

Explore and compare numerous loan offers from a network of 100 lenders

Experience the Magic with Our Construction Loan Calculator

Utilizing Lendersa®'s cutting-edge AI technology, your construction financing demands are promptly met by automatically matching your loan request with a wide spectrum of construction lenders. You will find competitive construction rates suitable for financing new builds, fix-and-flip projects, or extensive rehabs for both residential and commercial properties in NY.

Your Search for Construction Loan Lenders Close By

To protect your credit score, it is vital to avoid unnecessary inquiries. Obtain preapproval for a land loan without needing to share your social security number or any sensitive financial information, thereby securing your privacy.

Should you agree to pledge additional property as collateral, you may qualify for 100% LTV financing via a blanket loan arrangement, significantly enhancing your financial options.

Utilize the Lendersa® land loan calculator to efficiently locate vacant land loan lenders in zip codes 14537, ensuring you achieve your investment objectives seamlessly.



Manchester Construction Loan Lenders

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • Lends in New York
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Savannah Bank National Association
  • 1565 Main Street, Savannah, NY, 13146
  • Lends in New York
  • Savannah Bank is pleased to announce that, in accordance with the latest CDC guidance, face coverings will be optional for our fully vaccinated customers and staff beginning on June 1, 2021. Masks for those who have not yet been vaccinated are still required, and social distancing guidelines are still in effect.

  • Generations Bank
  • 20 East Bayard Street, Seneca Falls, NY, 13148
  • Lends in New York
  • Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.

    In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.