Construction Loan Lenders in Niagara-Falls, New York (2026)

Lendersa® offers an extensive list of construction loan lenders in Niagara-Falls, NY, featuring local hard money lenders, regional banks, and national financiers. These entities utilize private money to support ground-up construction and major rehabilitation projects.

In Niagara-Falls, NY, construction costs for a 2,000 square foot home can range from $287,605 for basic designs to $518,464 for more upscale options. The interest rates and terms of construction loans vary depending on the borrower's financial health, the chosen lender type, LTV (Loan-to-Value), and ARV (After Repair Value).

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The reliable construction loan calculator

With Lendersa®'s advanced AI technology, your loan requests are seamlessly matched with hundreds of construction lenders, ensuring that all your financing needs are catered for. This allows you to find excellent construction rates for funding ground-up builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in NY.

Exploring construction loan lenders near you

Reducing unnecessary credit inquiries is key to maintaining your credit score. You can get preapproved for a land loan without needing to provide your social security number or sensitive financial information.

By using additional properties as security, you may qualify for 100% LTV (Loan-to-Value) financing through a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the 14303 areas.



Niagara-Falls Construction Loan Lenders

  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Lends in New York
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds

  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • Lends in New York
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.

  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Lends in New York
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor

  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • Lends in New York
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • Lends in New York
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products