Oneonta, New York Construction loan lenders AI selection 2025

Explore the comprehensive Lendersa® list, featuring a variety of construction loan lenders in Oneonta, NY, including an array of regional banks, national lending institutions, and local hard money lenders who specialize in using private financing. Their expertise paves the way for innovative ground-up construction projects or substantial rehabilitation undertakings.

In the region of Oneonta, NY, the estimated construction costs for a 2,000-square-foot residence range from $285,999 for basic building plans to $516,858 for more elaborate constructions. These costs are evaluated by lenders, taking into consideration a spectrum of influencing factors like the borrower's financial credentials, LTV (Loan to Value), ARV (After Repair Value), and the chosen lender type, all of which contribute to the variability of interest rates and loan terms.

Embark on a journey to compare loan offers curated from a network of 100 diverse lenders.

Unveiling the Revolutionary Construction Loan Calculator

With Lendersa®'s cutting-edge AI technology, your financing needs for construction projects are seamlessly aligned with a multitude of construction lenders. This dynamic matching process empowers you to uncover the best possible construction rates to finance projects ranging from brand-new constructions to fix-and-flip or major rehab ventures, applicable to both residential and commercial properties across the expanse of NY.

Searching for Local Construction Loan Lenders?

Acting prudently to avoid needless inquiries can help you safeguard your credit score. Attain preapproval for your land loan effortlessly, without disclosure of your social security number or sensitive financial info.

If you can pledge additional property as collateral (known as a blanket loan), you might become eligible for 100% LTV financing.

Take advantage of the Lendersa® land loan calculator to identify vacant land loan lenders operating within specified zip codes 13820.



  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
  • The Baxter State Bank
  • 1401 Military Avenue, Baxter Springs, KS, 66713
  • The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County. In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
  • Soviero Capital LLC
  • 1025 West Indiantown Road, Suite 106, Jupiter, FL, 33458
  • We are Direct Hard Money Lender in Palm Beach County in South Florida. We will lend on all asset types for business purposes. We provide a free online application that takes less than 3 minutes to fill out. We are a small family-owned business which has been operating for over 40 years.
  • TLOA Mortgage
  • 601 Heritage Drive, Jupiter, FL, 33458
  • TLOA offers financing to real estate investors and is considered one of the best private lenders in the industry. Our management team has over 15 years of extensive underwriting knowledge in over 20 States. In addition, the team has originated loans of varying size, loan structure, purpose, and collateral types.
  • Total Mortgage Services, LLC
  • 1928 Commerce Ln #2, Jupiter, FL, 33458
  • Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
  • Fairway Independent Mortgage Corporation
  • 601 University Blvd, Suite 104, Jupiter, FL, 33458
  • We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience