474 Construction Loan Lenders with AI in Otsego, New York 2025

The Lendersa® array of construction loan lenders in Otsego, NY, encompasses regional banks, national financial institutions, and local hard money lenders, all using private capital for ground-up construction or significant rehab projects.

In Otsego, NY, lenders evaluate construction costs for a 2,000 square-foot home, ranging from $280,202 for straightforward builds to $511,061 for more intricate designs. Interest rates and terms of construction loans are adjusted according to borrower financials, the loan-to-value (LTV) ratio, after-repair value (ARV), and type of lender chosen.

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Lendersa® employs advanced AI technology to match your loan request with diverse construction lenders instantly, ensuring all your financing requirements are met. You can now explore top construction rates for funding projects such as ground-up constructions, fix-and-flip ventures, or major rehabs on both residential and commercial properties in NY.

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Qualify for 100% LTV financing by pledging additional property as security under a blanket loan arrangement.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 13326, 13348, 13337, effectively meeting your investment needs.



  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
  • Truen Associate Inc
  • 10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
  • Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.
  • Somerset Finanical Group Inc
  • 10 Cutter Mill Rd., Great Neck, NY, 11021
  • SFG is a private real estate investment and finance company that was founded by Jules Reich in 1962. Since his entry into the field of real estate, Jules Reich was involved with and founded several companies and partnerships. Through these related entities, SFG has completed over $500 Million of real estate investments, financing transactions.
  • Bayport Funding LLC
  • 98 Cuttermill Road, Suite 424 N, Great Neck, NY, 11021
  • Bayport Funding LLC is Greater New York’s leading boutique private equity lending firm, specializing in short-term, non-traditional real estate loans to fund the acquisition of residential/commercial real estate investments. The company’s core mission—fueled by responsible and successful portfolio investment—is to invest in New York’s growing and b
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.
  • Sharestates, Inc.
  • 45 North Station Plaza, Suite 400, Great Neck, NY, 11021
  • Sharestates, we offer investors direct access to institutional-quality real estate investments through our online marketplace, with real estate investors earning a projected 8-12% net annualized returns. Through the process of real estate crowdfunding, we make it easy for anyone to build a real estate portfolio.
  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs. Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender