2 Construction Loan Lenders in Oswegatchie, New York in 2026

In Oswegatchie, NY, Lendersa® offers a list of construction loan lenders, including regional banks, national institutions, and local hard money lenders using private funding for ground-up builds or major rehab projects.

Lenders assess construction costs in Oswegatchie, NY, for a 2,000 sq ft home, with prices ranging from $280,895 for basic construction to $511,754 for more upscale builds. Interest rates and loan terms may differ based on borrowers’ finances, LTV, ARV, and chosen lender type.

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You can qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to identify vacant land lenders in zip codes 13654.



Oswegatchie Construction Loan Lenders

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • Lends in New York
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.

  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • Lends in New York
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.

  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • Lends in New York
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.

  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • Lends in New York
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.