2 Construction Loan Lenders in Canton, New York in 2026

The Lendersa® directory offers an extensive list of construction loan lenders located in Canton, NY. This includes a comprehensive range of regional banks, notable national lenders, and local hard money lenders, each utilizing private funds to support projects. Whether you're embarking on ground-up construction or undertaking a major rehab, these lenders provide versatile solutions tailored to diverse financing needs.

Lenders assess the cost to build a 2,000 square foot home in Canton, NY, estimating expenses to range from $284,866 for basic constructions to $515,725 for more elaborate projects. Interest rates and loan terms differ based on borrower financials, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. This variability necessitates careful evaluation to secure the most advantageous terms for your project.

Explore and compare loan offers from 100 lenders to find the best fit for your financing needs.

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To ensure thorough coverage of your construction financing needs, Lendersa® employs cutting-edge AI technology to instantly match your loan requests with a broad array of construction lenders. This facilitates access to the best construction rates for funding ground-up constructions, fix-and-flip projects, or major rehabs on residential and commercial properties in NY. This capability empowers you to pursue projects with financial confidence.

Discover Construction Loan Lenders Close to You

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If you choose to use additional properties as collateral, you might qualify for 100% Loan-to-Value (LTV) financing through a blanket loan, enhancing your financing capacity by leveraging additional assets.

Utilize the Lendersa® land loan calculator to systematically locate vacant land loan providers within zip codes 13677. This valuable tool aids you in making informed and strategic financial decisions regarding your property investments and development plans.



Canton Construction Loan Lenders

  • Gouverneur Savings and Loan Association
  • 20 John Street, Gouverneur, NY, 13642
  • Lends in New York
  • It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • SeaComm
  • 30 Stearns Street, Massena, NY, 13662
  • Lends in New York
  • SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets

  • Carthage Federal Savings and Loan
  • 313 State St, Carthage, NY, 13619
  • Lends in New York
  • Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888

  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Lends in New York
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
    We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you

  • Northern Credit Union - NY
  • 120 Factory Street, Watertown, NY, 13601
  • Lends in New York
  • Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.

  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • Lends in New York
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.

  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • Lends in New York
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.

  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • Lends in New York
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.

  • Pathfinder Bank
  • 214 West First Street, Oswego, NY, 13126
  • Lends in New York
  • Our company mission is to foster relationships with individuals and businesses within our communities to be the financial provider of choice. Our goal is to continually enhance the value of the bank for the benefit of our shareholders, customers, employees and communities. Pathfinder Bank has been serving the Central New York community since 1859.