490 Construction Loan Lenders with AI in Oyster-Bay, New York 2026

Lendersa® provides a list of construction loan lenders in Oyster-Bay, NY, including regional banks, national lenders, and local hard money sources using private funds for ground-up construction or major rehabs.

In Oyster-Bay, NY, the estimated cost for a 2,000 square foot home varies from $287,990 for basic builds to $518,849 for more luxurious designs. Interest rates and loan terms differ based on borrower financials, LTV, ARV, and lender choice.

Compare offers from 100 lenders

Your construction loan calculator

Lendersa®'s AI technology matches your loan requests with numerous construction lenders, ensuring all your financing needs are met. Discover excellent construction rates for ground-up projects, fix-and-flips, or major rehabs on properties in NY.

Looking for nearby construction loan lenders?

Avoiding unnecessary inquiries protects your credit score. Get preapproved for your land loan without using your social security number or any sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Utilize Lendersa®'s land loan calculator to find vacant land loan lenders in zip codes 11547, 11545, 11548, 11762, 11804, 11709, 11714, 11568, 11560, 11791, 11797, 11771, 11579, 11753, 11758, 11765, 11803, 11801, 11735, 11732, 11737, 11773, 11802, 11815, 11853.



  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in New York
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in New York
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products

  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • Lends in New York
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.

  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • New Silver
  • 2475 Albany Ave, 203B, West Hartford, CT, 06117
  • Lends in New York
  • New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in New York
  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Lends in New York
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.

  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • Lends in New York
  • "Our vision is to make sure that the American Dream lives on.

    That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.

    That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."

  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Lends in New York
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever

  • New City Commercial Capital
  • 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
  • Lends in New York
  • New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a

  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Lends in New York
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi

  • 3rd Generation Mortgages
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • Lends in New York
  • 3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different