2025 Construction Loans use AI Lenders complete for Patterson, New York

The Lendersa® catalogue provides a detailed list of construction loan lenders available in Patterson, NY, including a diverse array of financing options. Among the lenders, you will find regional banks, national lending institutions, and local hard money lenders, all utilizing private money to support either your ground-up construction projects or significant renovation efforts. These options ensure that every construction or rehab need, large or small, can find suitable financial backing.

When determining construction costs for a 2,000 square foot home in Patterson, NY, lenders offer estimates ranging from $285,031 for simple, basic construction projects to $515,890 for more elaborate, refined designs. Interest rates and loan terms for construction can vary significantly, influenced by factors including the borrower's financial condition, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender selected for funding. Each of these elements plays a critical role in shaping the financing package best suited to your needs.

Explore and compare loan offers from a wide selection of 100 different lenders.

Discover the Magic Behind the Construction Loan Calculator

Utilizing Lendersa®'s state-of-the-art AI technology ensures that all construction financing requirements are met with efficiency and precision by instantly pairing your loan request with hundreds of construction lenders. This streamlined process allows you to identify optimal construction loan rates, providing robust financing options for ground-up projects, fix-and-flip endeavors, or major renovations on both residential and commercial properties within NY. No matter your construction financing needs, you're equipped to find proficient and competitive rates.

Searching for Construction Loan Lenders in Your Area?

It's important to avoid unnecessary inquiries that could adversely affect your credit score. Preapproval for your land loan can be accessed without disclosing your social security number or any sensitive financial information, ensuring your privacy remains intact throughout the process.

If you are open to pledging additional property as collateral, you may qualify for 100% Loan-to-Value (LTV) financing through a strategic blanket loan program. This option broadens your financing potential and provides greater flexibility in managing your construction or renovation project.

Utilize Lendersa®'s land loan calculator to locate vacant land loan providers within zip codes 10512, 12563, 10509. This tool aids you in navigating the available financing landscape, ensuring informed decisions support your land acquisition and development strategies efficiently.



  • Harbor Pointe Credit Union
  • 11 W 2nd St, Duluth, MN, 55802
  • We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
  • Grinnell State Bank
  • 814 4th Avenue, Grinnell, IA, 50112
  • Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation. At Grinnell State Bank, we lend money for a diverse range of commercial.
  • Kelley Financial Solutions
  • 1015 State Road 436, Suite 24, Casselberry, FL, 32707
  • The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
  • WesternBank (Duluth)
  • 201 North Central Avenue, Duluth, MN, 55816
  • Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida. Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.
  • FAA Federal Credit Union
  • 3920 Whitebrook Drive, Memphis, TN, 38118
  • FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
  • Park State Bank
  • 2630 W Superior St, Duluth, MN, 55806
  • Park State Bank is a full service financial institution that has been serving the good people of Minnesota since 1916. We have a long history of meeting the financial needs of the Steel Workers of the Morgan Park Steel Plant until its closing in the 1980s. In 1997 we built an office in Lincoln Park neighborhood, where we found an active community.
  • AdventHealth Credit Union
  • 351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
  • Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.