491 Construction Loan Lenders with AI in Penfield, New York 2026

The Lendersa® directory includes a variety of construction loan lenders in Penfield, NY, featuring regional banks, prominent national lenders, and local hard money lenders who use private capital for ground-up construction projects or significant rehabs.

For a 2,000 square foot home in Penfield, NY, construction costs range from $287,407 for basic structures to $518,266 for more sophisticated designs. Interest rates and loan terms vary based on borrower financials, Loan-to-Value (LTV), After-Repair Value (ARV), and the lender type selected.

Compare loan offers from a wide array of 100 lenders

Unleash the potential with the construction loan calculator

To fulfill your construction financing needs, Lendersa® uses AI technology to connect your loan requests with a wide network of construction lenders instantly. Discover optimal construction rates for financing new builds, fix-and-flip projects, or major rehabs on various properties in NY.

Looking for construction loan lenders nearby?

Avoid unnecessary inquiries to protect your credit score. Get preapproved for land loans without disclosing your social security number or other sensitive financial details.

By offering additional property as security (a blanket loan), you might be eligible for 100% LTV (Loan to Value) financing.

Employ the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 14580, 14625, 14450, 14526.



  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Lends in New York
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Lends in New York
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Contour Mortgage Corporation
  • 990 Stewart Avenue, Suite 660, Garden City, NY, 11530
  • Lends in New York
  • Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.

  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Lends in New York
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.

  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Lends in New York
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.

  • ACRES Capital
  • 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590
  • Lends in New York
  • ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw

  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Lends in New York
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.

  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • Lends in New York
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.

  • DLA Capital Partners Inc.
  • 125 Froehlich Farm Boulevard, Woodbury, NY, 11797
  • Lends in New York
  • DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses