491 Construction Loan Lenders with AI in Poughkeepsie, New York 2026

Lendersa® features a list of construction loan providers in Poughkeepsie, NY, including regional banks, national lenders, and local hard money financiers who use private money for ground-up construction or major rehab projects.

In Poughkeepsie, NY, the cost to build a 2,000 square foot home ranges from $288,012 for basic construction to $518,871 for more sophisticated designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

Compare offers from 100 lenders

The essential construction loan calculator

Lendersa®'s AI technology ensures your construction financing needs are met by promptly matching your loan requests with hundreds of construction lenders. Discover optimal construction rates for funding ground-up projects, fix-and-flip, or significant rehabs on residential and commercial properties in NY.

Finding construction loan lenders near you?

Reduce unnecessary inquiries to maintain your credit score. Preapprove your land loan without revealing your social security number or sensitive financial details.

You might qualify for 100% LTV financing by pledging additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 12601, 12603, 12602.



  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New York
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Landstone Equities LLC
  • 4502 17th Avenue, Suite 1, Brooklyn, NY, 11204
  • Lends in New York
  • At Landstone, we understand that financing is more than just a loan. It’s the foundation of your future and stepping stone to further growth. We’re a team built on a foundation of utmost integrity, unmatched resourcefulness, and unwavering dedication. We harness our every resource and vast network to get every deal done.

  • Hard Money Brooklyn
  • 1726 59 ST, Brooklyn, NY, 11204
  • Lends in New York
  • Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.

  • Sunmark Credit Union
  • 1187 Troy Schenectady Road, Latham, NY, 12110
  • Lends in New York
  • Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.

  • Northeast Funding Services, Inc.
  • 30 Century Hill Dr Suite 103, Latham, NY, 12110
  • Lends in New York
  • Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.

  • Fort Funding Corp
  • 7016 Fort Hamilton Parkway, Brooklyn, NY, 11228
  • Lends in New York
  • Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.

  • SunQuest Funding, LLC
  • 184 N Avenue E, Suite 300, Cranford, NJ, 7016
  • Lends in New York
  • No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc

  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in New York
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Lends in New York
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is

  • READYCAP LENDING, LLC
  • 200 Connell Drive, Suite 4000, Berkeley Heights, NJ, 07922
  • Lends in New York
  • Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans.We specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City.