Rome, New York Construction loan lenders AI selection 2025

Lendersa® presents a comprehensive list of construction loan lenders situated in Rome, NY, comprising regional banks, national lenders, and local hard money lenders. These institutions rely on private funds for financing ground-up construction or extensive rehab projects.

For constructing a 2,000-square-foot home in Rome, NY, costs can range from $287,198 for basic builds to $518,057 for more luxurious projects. Interest rates and loan terms can vary significantly depending on the borrower's financial data, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the selected lender type.

Explore loan offers from 100 lenders

Discover the power of the construction loan calculator

Lendersa® harnesses AI technology to ensure your construction financing needs are thoroughly addressed by promptly matching your loan requests with numerous construction lenders. Find superior construction rates for funding ground-up builds, fix-and-flip projects, or major rehabs on both residential and commercial properties throughout NY.

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Minimize unnecessary inquiries to protect your credit score. Secure preapproval for land loans without requiring your social security number or disclosing sensitive financial information.

Pledging additional property as collateral, a term known as a blanket loan, can qualify you for 100% LTV (Loan to Value) financing.

Apply the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 13441, 13440, 13308, 13442, 13449.



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • AmeriCU Credit Union
  • 1916 Black River Blvd N, Rome, NY, 13440
  • AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
  • Adirondack Bank
  • 185 Genesee Street, Utica, NY, 13501
  • Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
  • Community Bank, N.A.
  • 5821 Bridge Street, East Syracuse, NY, 13057
  • Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • MHD Empire Service Corp.
  • 300 South State St, Suite 1000, Syracuse, NY, 13202
  • At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast. Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
  • Syracuse Fire Department Credit Union
  • 211 Wilkinson Street, Syracuse, NY, 13204
  • The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
  • Empower Federal Credit Union
  • 515 Erie Blvd W, Syracuse, NY, 13204
  • Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu
  • Quickline Capital Partners, Inc
  • 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
  • We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.