Scotia, New York Construction loan lenders AI selection 2025

Lendersa® compiles a list of construction loan lenders in Scotia, NY, including regional banks, national lenders, and local hard money providers who utilize private funding for ground-up construction or major rehab projects.

Construction costs in Scotia, NY for a 2,000 square foot home are estimated, ranging from $283,678 for basic structures to $514,537 for more elaborate builds. Interest rates and loan terms differ based on the borrower's financial profile, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the lender type selected.

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The Magic Construction Loan Calculator

Lendersa®'s AI technology promptly addresses your construction financing needs by matching your loan request with a wide array of lenders. Discover top construction rates for new builds, fix-and-flip projects, or major rehab on residential and commercial properties in NY.

Find Construction Loan Lenders Near You

Avoid unnecessary credit inquiries to maintain a healthy credit score. Secure preapproval for your land loan without the need to provide your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan-to-Value) financing if additional properties are pledged as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans within zip codes 12302.



  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
  • Citizens Bank of the South
  • 132 South Harris Street, Sandersville, GA, 31082
  • Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.
  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.
  • Farmers Bank & Trust Co
  • 201 S Main St, Marion, KY, 42064
  • At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC** **About Us** Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency. **Our Commitment** We stand out by providing clarity in every transaction, making your financial aspiratio
  • Georgia Primary Bank
  • 3880 Roswell Road Northeast, Atlanta, GA, 30342
  • When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.