2025 Construction Loans use AI Lenders complete for Schenectady, New York

The compilation by Lendersa® of construction loan lenders within Schenectady, NY, features local hard money lenders, national banking institutions, and regional banks employing private funds for significant renovations or new construction projects.

Estimates for building a 2,000 square foot home in Schenectady, NY range from $287,792 for a basic structure to $518,651 for a more luxurious build. Loan terms and interest rates vary according to the borrower's financial status, lender type, LTV, and ARV ratios.

Compare loan offers from 100 different lenders

Introducing the exceptional construction loan calculator

Lendersa® AI technology ensures comprehensive coverage for all your construction financing needs by promptly matching your loan request with multiple construction lenders. Discover the most favorable construction rates to finance ground-up constructions, major rehabs, or fix N flip projects for residential or commercial properties in NY.

Searching for construction loan lenders in your vicinity?

Unnecessary inquiries can negatively affect your credit score. Safeguard it by getting a preapproval for land loans without providing your social security number or sensitive financial details. This helps to minimize credit score impacts.

Eligibility for 100% LTV (Loan-to-Value) financing may be achieved if you agree to use additional properties as collateral, known as blanket loans.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within 12305, 12304, 12307, 12308, 12301, 12325, 12345 zip codes.



  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.
  • United State Bank
  • 102 West Main St., Lewistown, MO, 63452
  • The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
  • First American National Bank
  • 1251 First American Drive, Iuka, MS, 38852
  • First American will be a leading financial services company in Northeast Mississippi, known for its dedication to quality, strength and integrity. We will be the financial services provider of choice and the employer of choice for performance-oriented associates in each community we serve.
  • The Missouri Bank
  • 104 North Hwy 47, Warrenton, MO, 63383
  • The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.