2025 Construction Loans use AI Lenders complete for Shirley, New York

The Lendersa® directory of construction loan lenders in Shirley, NY features a diverse array comprising regional banks, national lending institutions, and local hard money lenders who utilize private funds. These options cater proficiently to those engaging in ground-up construction projects or substantial rehabilitations, ensuring you have the right financial backing for any scale of development.

Within Shirley, NY, lenders estimate construction costs for a 2,000 square foot home, beginning at $286,945 for basic structures and extending to $517,804 for more elaborate designs. Interest rates and loan terms are contingent upon several important factors such as your financial profile, the Loan to Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. Such knowledge helps borrowers make strategic decisions tailored to their individual circumstances and construction ambitions.

Compare loan offers from an extensive network of 100 lenders to find the best financial solutions suited to your specific project parameters and economic context. Taking the time to evaluate multiple offers helps ensure you choose the most favorable terms.

Unlock the power of our construction loan calculator

To ensure comprehensive coverage of all your construction financing needs, the advanced Lendersa® AI technology will efficiently match your loan requests with an impressive range of construction lenders. This innovative tool empowers you to access and evaluate the most competitive construction rates available, whether for new building projects, fix-and-flip ventures, or large renovations on both residential and commercial properties within NY. This matching capability aids in sourcing tailored financial solutions best fitting your goals.

Are construction loan lenders close to you?

Mitigate unnecessary inquiries to protect your credit score. Preapprovals for land loans are obtainable without requiring your social security number or other sensitive data. This method safeguards your personal information while unlocking potential financial opportunities.

There is potential eligibility for 100% LTV financing if you are willing to pledge additional property as collateral through a blanket loan setup, thereby increasing your available borrowing capacity.

Utilize the Lendersa® land loan calculator to identify lenders specializing in vacant land loans located in the zip code areas 11967. This tool streamlines your search for financing that precisely matches your property development needs, aiding in the realization of your construction projects with precision and financial efficiency.



  • Ascend Financial Network LLC
  • 250 State Street, Unit F2, North Haven, CT, 06473
  • Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
  • Avant Capital Partners
  • 51 Locust Avenue Suite 204, New Canaan, CT, 06840
  • Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
  • Bankwell
  • 156 Cherry Street, New Canaan, CT, 06840
  • We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.
  • The First Bank of Greenwich
  • 444 East Putnam Avenue, Cos Cob, CT, 06807
  • When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
  • Speritas Capital Partners
  • 14 Relay Place, Greenwich, CT, 06807
  • As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
  • Regina Capital
  • 20 Scenic Hill Lane, Monroe, CT, 06468
  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • Strategy Mortgage Corp.
  • 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830
  • Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.