Construction loans by with AI by private investors in Shirley, NY

The Lendersa® directory of construction loan lenders in Shirley, NY features a diverse array comprising regional banks, national lending institutions, and local hard money lenders who utilize private funds. These options cater proficiently to those engaging in ground-up construction projects or substantial rehabilitations, ensuring you have the right financial backing for any scale of development.

Within Shirley, NY, lenders estimate construction costs for a 2,000 square foot home, beginning at $286,945 for basic structures and extending to $517,804 for more elaborate designs. Interest rates and loan terms are contingent upon several important factors such as your financial profile, the Loan to Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected. Such knowledge helps borrowers make strategic decisions tailored to their individual circumstances and construction ambitions.

Compare loan offers from an extensive network of 100 lenders to find the best financial solutions suited to your specific project parameters and economic context. Taking the time to evaluate multiple offers helps ensure you choose the most favorable terms.

Unlock the power of our construction loan calculator

To ensure comprehensive coverage of all your construction financing needs, the advanced Lendersa® AI technology will efficiently match your loan requests with an impressive range of construction lenders. This innovative tool empowers you to access and evaluate the most competitive construction rates available, whether for new building projects, fix-and-flip ventures, or large renovations on both residential and commercial properties within NY. This matching capability aids in sourcing tailored financial solutions best fitting your goals.

Are construction loan lenders close to you?

Mitigate unnecessary inquiries to protect your credit score. Preapprovals for land loans are obtainable without requiring your social security number or other sensitive data. This method safeguards your personal information while unlocking potential financial opportunities.

There is potential eligibility for 100% LTV financing if you are willing to pledge additional property as collateral through a blanket loan setup, thereby increasing your available borrowing capacity.

Utilize the Lendersa® land loan calculator to identify lenders specializing in vacant land loans located in the zip code areas 11967. This tool streamlines your search for financing that precisely matches your property development needs, aiding in the realization of your construction projects with precision and financial efficiency.



  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
  • Somerset Savings Bank
  • 220 W. Union Avenue, Bound Brook, NJ, 08805
  • Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
  • The National Iron Bank
  • 195 Main Street, Salisbury, CT, 06068
  • National Iron Bank strives to be the market’s most trusted and sought after bank, helping consumers and businesses achieve their evolving financial goals while providing the highest level of customer service.With a comprehensive network of branches and ATMs, no one covers the northwest corner like National Iron Bank.
  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
  • Ocean State Credit Union
  • 1584 Nooseneck Hill Rd, Coventry, RI, 02816
  • Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
  • Dollar Funding Inc Mortgage Broker
  • 3146 Route 27, Suite 201, Kendall Park, NJ, 08824
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • ALL STATE LENDERS CORP.
  • 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
  • All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
  • GOLDEN MORTGAGE CORPORATION
  • 818 Route 202-206, Bridgewater, NJ, 8807
  • Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.