Smithtown, New York Construction loan lenders AI selection 2026

Lendersa® presents a list of construction loan lenders in Smithtown, NY, including regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major rehabs.

In Smithtown, NY, costs for a 2,000 sq. ft. home range from $287,902 for basic builds to $518,761 for more upscale designs. Loan terms and interest rates vary based on borrower financials, LTV, ARV, and lender choice.

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Explore the construction loan calculator

Lendersa®'s AI technology quickly matches your loan request with many construction lenders, ensuring all your financing needs are covered. Discover top construction rates for ground-up projects, fix-and-flips, or major rehabs in NY.

Looking for nearby construction lenders?

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without providing your social security number or any sensitive financial details.

You could qualify for 100% LTV financing by pledging additional property as collateral, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land lenders in zip codes 11768, 11767, 11725, 11754, 11787, 11780, 11788.



  • RK Mortgage Group - Sunny Isles Beach
  • 800 SE 4th Ave Suite 139, Hallandale, FL, 33009
  • RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.

  • Clear2Close Home Loans
  • 1001 N Federal Hwy #342, Hallandale, FL, 33009
  • Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before

  • RBI Mortgages
  • 1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
  • RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.

  • B & B Capital Group
  • 800 SE 4th Ave, Suite 618, Hallandale, FL, 33009
  • B & B Capital specializes in designing creative funding solutions to Real Estate projects.

    We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%

  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.

  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.

    Arkansas Federal is an equal opportunity employer."

  • Iowa Trust & Savings Bank
  • 2101 10th Street, Emmetsburg, IA, 50536
  • Iowa Trust & Savings Bank appreciates and values the trust our customers have in banking with us. We strive to provide the highest level of personal service and offer financial solutions that continually enhance the customer experience with Iowa Trust. From our skilled and experienced staff, to our complete line of deposit

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family