1 Construction Loan Lenders in Southampton, New York in 2026

The comprehensive list of construction loan lenders provided by Lendersa® in Southampton, NY, includes local hard money lenders, regional banks, and national institutions using private capital for projects like new constructions or significant renovations.

For a 2,000 square foot home in Southampton, NY, the construction cost ranges from $287,704 for basic builds to $518,563 for high-end finishes. Interest rates and terms of construction loans vary with the borrower's financial status, LTV, ARV, and the selected lender type.

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Introducing the unique construction loan calculator

Lendersa®'s AI technology streamlines the process by matching your loan applications with numerous construction lenders, ensuring every financing requirement is met. Discover optimal construction rates for funding new builds, fix-and-flip projects, or major rehabs in residential and commercial properties across NY.

Locating construction loan lenders nearby?

Limit unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without providing your social security number or sensitive finance information.

By pledging additional property as security, you might qualify for 100% Loan to Value (LTV) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the 11932 area.



Southampton Construction Loan Lenders

  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • Lends in New York
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Lends in New York
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Lends in New York
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Lends in New York
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • Lends in New York
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • Shea & Sanders Real Estate
  • 222 Main Street East, East Setauket, NY, 11733
  • Lends in New York
  • Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.

  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • Lends in New York
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • DMN Mortgage Corp
  • 155 East Main Street, Suite 240, Smithtown, NY, 11787
  • Lends in New York
  • WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.

Also lends in New York

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.