474 Construction Loan Lenders with AI in Spencerport, New York 2025

The Lendersa® collection of construction loan lenders in Spencerport, NY, features choices such as regional banks, national lenders, and local hard money lenders, all utilizing private funds for new builds or major rehabs.

Construction cost estimates for a 2,000 Sq Ft home in Spencerport, NY, range from $280,081 for standard construction to $510,940 for more upscale work. Interest rates and loan terms will vary based on borrower finances, LTV, ARV, and selected lender type.

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Lendersa® leverages AI technology to efficiently match your loan needs with multiple construction lenders, ensuring all your financing requirements are fulfilled. Discover competitive construction rates for new constructions, flips, or major rehabs in NY.

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To protect your credit score, limiting inquiries is advisable. You can get preapproved for land loans without needing to disclose your social security number or other sensitive information.

Eligibility for 100% LTV financing might be available if you agree to secure the loan with additional property via a blanket loan.

Use the Lendersa® land loan calculator to identify lenders in zip codes 14559.



  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202