Construction Loan Lenders in Spencerport, New York (2026)
The Lendersa® collection of construction loan lenders in Spencerport, NY, features choices such as regional banks, national lenders, and local hard money lenders, all utilizing private funds for new builds or major rehabs.
Construction cost estimates for a 2,000 Sq Ft home in Spencerport, NY, range from $280,081 for standard construction to $510,940 for more upscale work. Interest rates and loan terms will vary based on borrower finances, LTV, ARV, and selected lender type.
Lendersa® leverages AI technology to efficiently match your loan needs with multiple construction lenders, ensuring all your financing requirements are fulfilled. Discover competitive construction rates for new constructions, flips, or major rehabs in NY.
Find Nearby Construction Loan Lenders
To protect your credit score, limiting inquiries is advisable. You can get preapproved for land loans without needing to disclose your social security number or other sensitive information.
Eligibility for 100% LTV financing might be available if you agree to secure the loan with additional property via a blanket loan.
Use the Lendersa® land loan calculator to identify lenders in zip codes 14559.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.