2026 Construction Loans use AI Lenders complete for St.-James, New York

Lendersa® features a directory of construction loan providers in St.-James, NY, including regional banks, national lenders, and local hard money lenders using private finances for ground-up constructions or major rehabs.

In St.-James, NY, lenders estimate construction costs for a 2,000-square-foot home from $285,416 for basic builds to $516,275 for more elaborate constructions. Interest rates and loan terms vary based on factors such as borrower financials, loan-to-value ratio (LTV), after-repair value (ARV), and lender type.

Compare offers from 100 lenders

The Construction Loan Calculator

With Lendersa®'s AI, your loan application is instantly matched with many construction lenders to meet all your financing needs. Discover great construction rates for new builds, fix-and-flip ventures, or major rehabs on properties in NY.

Finding Local Construction Loan Lenders

Avoid unnecessary inquiries to protect your credit score. Preapprove your land loan without providing your social security number or any sensitive financial data. You may qualify for 100% LTV financing by offering additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 11780.



  • Halpern & Associates Mortgage Corp
  • 1680 Michigan Ave, Ste 1001, Miami Beach, FL, 33139
  • Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients and also Halpern & Associates has built our business and reputation on 100% word-of-mouth referrals.

  • Foundation Mortgage Corporation
  • 1680 Michigan Ave STE 700, Miami Beach, FL, 33139
  • Foundation Mortgage is a multi-state licensed mortgage bank headquartered in Miami Beach, Florida.Foundation Mortgage is HUD Approved FHA Lender, VA Lender, and Mortgage Banker Association member, We offer Conventional Fannie Mae & Freddie Mac loan products, Govt FHA & VA mortgages, Reverse Mortgages, Jumbo loans.

  • Royal Capital Group
  • 1680 Michigan Ave Suite 700, Miami Beach, FL, 33139
  • "Royal Capital Group" is a provider of custom real estate financing solutions for owners, businesses, investors, and real estate professionals. Our commitment to your success is defined by our dedication to our work, in depth industry experience and innovative yet sound solutions.

  • Financial Triangle Inc.
  • 1205 Lincoln Road #201,, Miami Beach, FL, 33139
  • "Financial Triangle Inc. can finance your real estate in Florida, California, Texas & New York regardless of your citizenship, country of origin, with or without social security or credit in the United States our specialty, unconventional mortgage loans for business owners, independent contractors, foreign nationals & moreIne
    With so many choices

  • Pretty Gurls Investments
  • 212 West M Avenue, North Little Rock, AR, 72116
  • Hi, I'm Ms. Bynum, Owner/CEO of "Pretty Gurls Investments"
    I have been in the mortgage and finance industry for over 13 years.
    I assist RE investors nationwide with project funding for
    their Real Estate projects.
    You can also email me your Executive Summary for my review, if you are not ready to apply just yet.
    PrettyGurlsInvestments@gmail.

  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.

  • C Bridge Inc
  • 1395 Brickell Avenue, Suite 800, Miami, FL, 33131
  • We are a commercial real estate lending company who focuses on short term loans. We are a Commercial Bridge Lender with 20+ years experience facilitating quick transactions from $500,000-$10,000,000. Construction loans, value add multifamily, condominium construction loans, marinas, hotels, warehouses.

  • Banco do Brasil Americas Miami
  • 1221 Brickell Ave, Suite 2200, Miami, FL, 33131
  • For more than 200 years Banco do Brasil S.A., BB Americas Bank’s sole shareholder, has offered high standard products and services to clients in Brazil and other 23 countries worldwide.

    In 2012, the bank expanded its model of quality and service to the U.S. marketand BB Americas Bank was opened to deliver innovative solutions.

  • Jocic Capital, LLC
  • 41 SE 5th Street, Miami, FL, 33131
  • Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.

  • International Monetary Mortgage Fund Inc
  • 777 Brickell Drive, Suite 500, Miami, FL, 33131
  • "We provide the lowest mortgage rates in the industry. Whether you are a first time home buyer purchasing your dream home, refinancing an existing home, investment property or consolidating your debt.
    IMMF has adopted a philosophy to provide fast, efficient & courteous service to our borrowers with the minimum of difficulties, hassles or red tape

  • Multilending Group LLC
  • 999 Brickell Avenue, Suite 540, Miami, FL, 33131
  • "Multilending Group is a Florida’s leading mortgage firm that specializes in
    residential and commercial mortgage loans to foreign and local borrowers.

    We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o

  • CTC Financial PA
  • 99 Brickell ave, 4th floor, Miami, FL, 33131
  • We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.